Property Specialist
December 2025
23rd in cohort
Roma Finance
December 2025 debenture analysis for Roma Finance. Property Specialist cohort, ranked 23rd.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 32 | 29 | 53 | 62 | +15% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Roma Finance | 3.6 | £275k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 45 |
| Building construction | 11 |
| Accommodation | 2 |
| Financial services | 1 |
| Unknown | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 16 |
| Midlands | 10 |
| North West | 9 |
| East of England | 9 |
| London | 5 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 01/12/2025 | BLINDING | 121 yrs | ACQUISITIONS 2.2 North West | - | Sep-2024, Trade Debtors: £40k, Debts: £5.2m, Net Assets: £7k |
| 15/12/2025 | FAIRMONT PROPERTY ASSETS | 8.1 yrs | North West | Real estate | Mar-2025, Net Assets: £76k, Staff: 2, Est PBT: £-172k |
| 19/12/2025 | A W & E W PROPERTY | 9.1 yrs | South West | Real estate | Mar-2024, Net Assets: £1.5m, Staff: 2, Est PBT: £678k |
| 19/12/2025 | SYCAMORE WSM LTD | 5.9 yrs | Midlands | Real estate | Jan-2025, Trade Debtors: £11k, Debts: £2.1m, Net Assets: £338k, Est PBT: £91k |
| 24/12/2025 | TL2 INVESTMENTS LIMITED | 3.5 yrs | East of England | Real estate | Jun-2025, Net Assets: £227k, Staff: 2, Est PBT: £36k |
| 09/12/2025 | FORTUNA PROPERTY | 4 yrs | South West | - | Dec-2024, Trade Debtors: £6k, Debts: £928k, Net Assets: £140k, Staff: 3 |
| 03/12/2025 | EDJ INVESTMENTS LTD | 3 yrs | Midlands | Real estate | Nov-2024, Debts: £825k, Net Assets: £16k, Est PBT: £21k |
| 19/12/2025 | L&G HOLDINGS LTD | 10 yrs | South East | Building construction | Jan-2025, Net Assets: £-409k, Staff: 2, Est PBT: £-259k |
| 17/12/2025 | TCBRIAN PROPERTY LTD | 8.7 yrs | South East | Real estate | Mar-2024, Debts: £785k, Net Assets: £331k, Est PBT: £45k |
| 01/12/2025 | PS CONTRACT MANAGEMENT | 11.2 yrs | South East | - | Sep-2024, Trade Debtors: £40k, Debts: £96k, Net Assets: £647k, Staff: 2 |