ABL + Invoice Finance
September 2025
6th in cohort
Reward Finance Group
September 2025 debenture analysis for Reward Finance Group. ABL + Invoice Finance cohort, ranked 6th.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 4 | 23 | 24 | 26 | +8% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Reward Finance Group | 10.8 | £561k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Building construction | 6 |
| Real estate | 3 |
| Wholesale & retail trade | 2 |
| Waste management | 2 |
| Travel & tourism | 2 |
Top Regions
| Region | Count |
|---|---|
| London | 6 |
| Yorkshire / Humber | 5 |
| North West | 3 |
| East Midlands | 3 |
| East of England | 3 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/09/2025 | VSP8 LIMITED | 10.2 yrs | East Midlands | Rental & leasing | Jun-2024, Trade Debtors: £1.8m, Debts: £284k, Net Assets: £5.7m, Staff: 65 |
| 04/09/2025 | VSP88 LIMITED | 7.3 yrs | East Midlands | Real estate | May-2024, Trade Debtors: £811k, Debts: £11.4m, Net Assets: £-819k, Est PBT: £-585k |
| 24/09/2025 | SIBAN LTD | 11.8 yrs | Yorkshire / | Human health | Nov-2025, Debts: £3k, Net Assets: £332k, Staff: 45, Est PBT: £201k |
| 10/09/2025 | INNOVATE COMPLEX CARE | 4.6 yrs | London | Human health | Dec-2024, Trade Debtors: £809k, Net Assets: £-210k, Staff: 31, Est PBT: £-2.6m |
| 19/09/2025 | SERENITY SPECIALIST CARE | 15.3 yrs | Midlands | Education | Jun-2024, Trade Debtors: £70k, Debts: £49k, Net Assets: £-93k, Staff: 26 |
| 26/09/2025 | TANK INDUSTRIAL | 14.9 yrs | Yorkshire / | Waste management | Nov-2024, Trade Debtors: £562k, Debts: £39k, Net Assets: £667k, Staff: 22 |
| 04/09/2025 | IICEO LIMITED | 2.3 yrs | East Midlands | Wholesale & retail trade | May-2025, Trade Debtors: £416k, Net Assets: £80k, Staff: 10, Est PBT: £100k |
| 19/09/2025 | ARCUS VENTURES LTD | 11.8 yrs | Yorkshire / | Forestry & logging | Nov-2024, Debts: £15k, Net Assets: £1.6m, Staff: 6, Est PBT: £-309k |
| 30/09/2025 | AFRICA AND BEYOND LIMITED | 18.7 yrs | London | Travel & tourism | Apr-2025, Trade Debtors: £0k, Debts: £210k, Net Assets: £-37k, Staff: 13, Est PBT: £71k |
| 30/09/2025 | MAGNUM QUINQUE LIMITED | 2.2 yrs | London | Travel & tourism | Apr-2024, Net Assets: £2k, Staff: 8, Est PBT: £1k |