ABL + Invoice Finance
October 2025
7th in cohort
Reward Finance Group
October 2025 debenture analysis for Reward Finance Group. ABL + Invoice Finance cohort, ranked 7th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 17 | 15 | 22 | 20 | -10% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Reward Finance Group | 10.8 | £561k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 5 |
| Retail trade | 2 |
| Wood products | 2 |
| Food manufacturing | 2 |
| Financial services | 2 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 5 |
| North West | 4 |
| Midlands | 3 |
| London | 2 |
| Wales | 2 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 03/10/2025 | COOPLAND & SON | 76.5 yrs | Yorkshire / | Food manufacturing | Dec-2024, Turnover: £65.8m, Trade Debtors: £400k, Debts: £7.7m |
| 09/10/2025 | HAMPSONS PLANT WORLD | 35.2 yrs | Yorkshire / | - | Dec-2024, Trade Debtors: £1k, Debts: £514k, Net Assets: £2.5m, Staff: 148 |
| 13/10/2025 | ST AUBIN NURSERIES LIMITED | 21.1 yrs | Wales | Human health | Jul-2024, Trade Debtors: £19k, Debts: £1.3m, Net Assets: £1.8m, Staff: 133 |
| 13/10/2025 | EMINENCE SUPERCAR HIRE | 6.3 yrs | Midlands | Rental & leasing | May-2025, Trade Debtors: £5k, Debts: £5.1m, Net Assets: £2.1m, Staff: 4, Est PBT: £134k |
| 08/10/2025 | KABRA DEVELOPMENTS | 25.2 yrs | London | Real estate | Apr-2025, Net Assets: £1.5m, Staff: 2, Est PBT: £326k |
| 30/10/2025 | TOWERMIST LIMITED | 21.2 yrs | East of England | Building construction | Mar-2025, Net Assets: £2.1m, Est PBT: £274k |
| 31/10/2025 | PJ PROPERTY CONSULTANTS | 21.9 yrs | North West | Real estate | Mar-2025, Net Assets: £270k, Est PBT: £-22k |
| 29/10/2025 | ELUMIN8 LIMITED | 15.9 yrs | South East | Automotive manufacturing | Mar-2025, Net Assets: £376k, Staff: 8, Est PBT: £158k |
| 21/10/2025 | SRARA LIMITED | 3.9 yrs | Midlands | Real estate | Nov-2024, Debts: £889k, Net Assets: £336k, Est PBT: £15k |
| 03/10/2025 | CJT TIMBER SOURCING LTD | 2.7 yrs | Wales | Wood products | Dec-2023, Net Assets: £-13k, Staff: 1, Est PBT: £-17k |