ABL + Invoice Finance
November 2025
3rd in cohort
Reward Finance Group
November 2025 debenture analysis for Reward Finance Group. ABL + Invoice Finance cohort, ranked 3rd.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 22 | 19 | 26 | 31 | +16% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Reward Finance Group | 10.8 | £561k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 8 |
| Building construction | 3 |
| Specialist construction | 2 |
| Wholesale trade | 2 |
| Financial services | 2 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 8 |
| London | 6 |
| North West | 6 |
| South East | 4 |
| North East | 2 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 13/11/2025 | BRACES BAKERY LIMITED | 50.2 yrs | Wales | Food manufacturing | Sep-2024, Turnover: £34.0m, Trade Debtors: £4.0m, Debts: £3.8m, Net Assets: £6.3m |
| 18/11/2025 | TOM CHAMBERS LIMITED | 48 yrs | Yorkshire / | Wood products | Jun-2024, Turnover: £15.0m, Trade Debtors: £3.8m, Debts: £1.4m, Net Assets: £3.3m |
| 28/11/2025 | UNITED FILLINGS LIMITED | 35.4 yrs | East of England | Manufacturing (other) | Jul-2024, Turnover: £10.6m, Trade Debtors: £1.3m, Debts: £189k, Net Assets: £7.8m |
| 28/11/2025 | EDDIE WANNOP LIMITED | 17.6 yrs | North West | Specialist construction | Apr-2025, Net Assets: £4.1m, Staff: 32, Est PBT: £484k |
| 28/11/2025 | MO-SYS ENGINEERING LIMITED | 13.9 yrs | London | Electronics | Dec-2024, Trade Debtors: £1.3m, Net Assets: £-33k, Staff: 70, Est PBT: £-3.5m |
| 26/11/2025 | TUDORKNIGHT LIMITED | 12.7 yrs | North West | Wholesale trade | Mar-2025, Trade Debtors: £1.4m, Debts: £359k, Other debts: £984k |
| 06/11/2025 | R.T.PAGE & SONS LIMITED | 70.4 yrs | South East | - | Apr-2025, Trade Debtors: £836k, Debts: £11k, Net Assets: £5.1m, Staff: 36 |
| 12/11/2025 | KIKI002 LTD | 4.9 yrs | North West | Wholesale trade | Dec-2024, Net Assets: £-47k, Staff: 42, Est PBT: £-70k |
| 06/11/2025 | 4PL LTD | 9.7 yrs | South East | - | Mar-2025, Trade Debtors: £128k, Debts: £12k, Net Assets: £347k, Staff: 40 |
| 26/11/2025 | THE GRAZER COOKS LTD | 11.6 yrs | North East | Food & beverage services | May-2025, Debts: £27k, Other debts: £194k, Net Assets: £-46k, Staff: 30, Est PBT: £-69k |