ABL + Invoice Finance
January 2026
10th in cohort
Reward Finance Group
January 2026 debenture analysis for Reward Finance Group. ABL + Invoice Finance cohort, ranked 10th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 16 | 30 | 16 | 15 | -1 | -6% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Reward Finance Group | 14.9 | £897k |
| Cohort average | 10.1 | £708k |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 3 |
| Real estate | 3 |
| Sports & recreation | 2 |
| Forestry & logging | 2 |
| Building construction | 2 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 3 |
| London | 3 |
| South East | 3 |
| North West | 2 |
| South West | 2 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/01/2026 | RCSB GROUP LTD | 13.2 yrs | South East | Building construction | Mar-2025, Trade Debtors: £2.5m, Debts: £298k, Net Assets: £1.5m, Staff: 2 |
| 24/01/2026 | GRIP HOLDING LTD | 10.1 yrs | South East | - | Mar-2025, Trade Debtors: £17k, Debts: £2.1m, Net Assets: £390k, Staff: 2 |
| 23/01/2026 | HEYFORD WHARF LIMITED | 24.2 yrs | South East | - | Jan-2025, Trade Debtors: £24k, Debts: £20k, Net Assets: £895k, Staff: 35 |
| 06/01/2026 | THREE PEARS LIMITED | 52.7 yrs | Midlands | Wholesale trade | Feb-2025, Trade Debtors: £559k, Debts: £482k, Net Assets: £2.8m, Staff: 12 |
| 20/01/2026 | STOCKLEY ENVIRONMENTAL | 7.9 yrs | London | Financial services | Apr-2025, Trade Debtors: £22k, Debts: £1.5m, Net Assets: £484k, Staff: 1 |
| 28/01/2026 | KINGSWOOD GOLF AND | 24.5 yrs | Yorkshire / | Sports & recreation | Mar-2025, Debts: £21k, Net Assets: £1.1m, Staff: 12, Est PBT: £130k |
| 19/01/2026 | A1 TRAFFIC SAFETY LIMITED | 8.3 yrs | North West | Public sector & defence | Mar-2025, Trade Debtors: £109k, Debts: £282k, Net Assets: £552k, Staff: 4 |
| 23/01/2026 | CALLABYS STORE LIMITED | 20.3 yrs | Scotland | Retail trade | Mar-2025, Debts: £236k, Net Assets: £49k, Staff: 10, Est PBT: £-71k |
| 21/01/2026 | LEEDS VU (PUDSEY) LIMITED | 11.4 yrs | Yorkshire / | Real estate | Aug-2024, Debts: £1.6m, Net Assets: £36k, Est PBT: £-256k |
| 23/01/2026 | TIMBERPRIDE LIMITED | 27.4 yrs | South West | Forestry & logging | Sep-2025, Trade Debtors: £15k, Debts: £382k, Net Assets: £340k, Staff: 9 |