ABL + Invoice Finance
January 2025
8th in cohort
Reward Finance Group
January 2025 debenture analysis for Reward Finance Group. ABL + Invoice Finance cohort, ranked 8th.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 16 | 30 | 16 | -88% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Reward Finance Group | 6.2 | £1.0m |
| Cohort average | 9.7 | £901k |
Top Sectors
| Sector | Count |
|---|---|
| Building construction | 7 |
| Real estate | 3 |
| Financial services | 2 |
| Food & beverage services | 1 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 5 |
| North East | 4 |
| London | 2 |
| North West | 1 |
| Wales | 1 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/01/2025 | ARROW FRESH LIMITED | 4.7 yrs | Yorkshire / Humber | Food & beverage services | Sep-2024, Trade Debtors: £62k, Debts: £890k, Net Assets: £387k, Staff: 140, Est PBT: £16k |
| 28/01/2025 | COCHRANE SQUARE SPV LIMITED | 27.4 yrs | Scotland | Building construction | Dec-2023, Net Assets: £5.5m |
| 16/01/2025 | J.R.STONE LTD | 13.2 yrs | London | Specialist construction | Sep-2024, Trade Debtors: £1.1m, Debts: £787k, Net Assets: £2.0m, Staff: 17, Est PBT: £293k |
| 16/01/2025 | J.R UK PROPERTY LIMITED | 6.6 yrs | London | Real estate | Dec-2024, Debts: £1.4m, Net Assets: £1.9m, Est PBT: £-591k |
| 02/01/2025 | TRIVSELHUS UK HOLDINGS LIMITED | 3.1 yrs | North East | Office & business support | Mar-2025, Debts: £983k, Net Assets: £3.4m, Staff: 5, Est PBT: £-121k |
| 02/01/2025 | SJ ASSET HOLDINGS LIMITED | 8.1 yrs | Yorkshire / Humber | Rental & leasing | Nov-2025, Net Assets: £526k, Staff: 1, Est PBT: £548k |
| 22/01/2025 | CJS1 LTD | 7.9 yrs | North West | Real estate | Mar-2025, Debts: £1.3m, Net Assets: £-443k, Est PBT: £-158k |
| 02/01/2025 | SHAW CONSTRUCTION MANAGEMENT LIMITED | 13.9 yrs | North East | Building construction | Mar-2025, Trade Debtors: £332k, Debts: £277k, Net Assets: £280k, Staff: 8 |
| 08/01/2025 | ADNC PROJECTS LIMITED | 8.4 yrs | Yorkshire / Humber | Building construction | Sep-2025, Trade Debtors: £249k, Debts: £506k, Net Assets: £306k, Staff: 11 |
| 24/01/2025 | BSP GROUP INVESTMENTS LIMITED | 2.5 yrs | East Midlands | Financial services | Aug-2024, Net Assets: £-309k, Est PBT: £-309k |