ABL + Invoice Finance
December 2025
4th in cohort
Reward Finance Group
December 2025 debenture analysis for Reward Finance Group. ABL + Invoice Finance cohort, ranked 4th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 20 | 34 | 37 | 29 | -28% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Reward Finance Group | 10.8 | £561k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 9 |
| Food & beverage services | 3 |
| Head offices & consultancy | 3 |
| Unknown | 2 |
| Financial services | 2 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 8 |
| Yorkshire / Humber | 7 |
| South East | 6 |
| North West | 6 |
| South West | 2 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/12/2025 | FLOUR POWER GROUP | 6.8 yrs | Midlands | Food & beverage services | Dec-2024, Turnover: £12.3m, Trade Debtors: £782k, Debts: £1.3m, Other debts: £18.1m |
| 15/12/2025 | CAKECO | 11652 yrs | LIMITED 2 Midlands | Food & beverage services | Dec-2024, Trade Debtors: £92k, Net Assets: £-383k, Staff: 120, Est PBT: £-449k |
| 16/12/2025 | PATISSERIE VALERIE | 6.8 yrs | Midlands | - | Dec-2024, Turnover: £7.8m, Trade Debtors: £690k, Other debts: £19.4m |
| 23/12/2025 | BEAGLE ORTHOPAEDIC | 17.6 yrs | South East | Manufacturing (other) | Jun-2024, Trade Debtors: £776k, Debts: £579k, Net Assets: £9k, Staff: 76 |
| 03/12/2025 | TIMBER GARDEN BUILDINGS | 18.9 yrs | Yorkshire / | Wood products | Oct-2024, Turnover: £7.7m, Trade Debtors: £871k, Debts: £2.3m, Other debts: £463k |
| 09/12/2025 | ONE FINE DAY DEVELOPMENTS | 11.1 yrs | North West | Real estate | Dec-2024, Trade Debtors: £26k, Debts: £17k, Net Assets: £-2.8m, Staff: 1 |
| 02/12/2025 | CORPORATION PROPERTIES | 24.8 yrs | Yorkshire / | Real estate | Feb-2025, Trade Debtors: £22k, Net Assets: £2.7m, Est PBT: £10k |
| 19/12/2025 | LINCREAL PRECISION | 36.7 yrs | South West | - | Jun-2025, Trade Debtors: £282k, Debts: £344k, Net Assets: £173k, Staff: 19 |
| 16/12/2025 | FLOUR POWER HOLDCO | 2 yrs | 6.8 Midlands | - | Dec-2024, Net Assets: £1.2m, Staff: 5 |
| 23/12/2025 | BEFASTR LTD | 9.2 yrs | Midlands | Office & business support | Oct-2024, Net Assets: £-2.1m, Est PBT: £-158k |