ABL + Invoice Finance
April 2025
5th in cohort
Reward Finance Group
April 2025 debenture analysis for Reward Finance Group. ABL + Invoice Finance cohort, ranked 5th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 0 | 22 | 24 | 30 | +20% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Reward Finance Group | 10.8 | £561k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 8 |
| Retail trade | 3 |
| Building construction | 2 |
| Food & beverage services | 2 |
| Financial services | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 7 |
| North West | 6 |
| East of England | 4 |
| Yorkshire / Humber | 4 |
| Wales | 3 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 02/04/2025 | WITNALL AUTOMATICS LIMITED | 52 yrs | Midlands | Gambling & betting | Dec-2024, Net Assets: £1.0m, Staff: 436, Est PBT: £-520k |
| 24/04/2025 | FIBRESOL LIMITED | 11 yrs | South East | Rental & leasing | Apr-2025, Trade Debtors: £757k, Net Assets: £6.1m, Staff: 5, Est PBT: £2.0m |
| 07/04/2025 | PRIMAL CARS UK LTD | 11.6 yrs | South East | Wholesale & retail trade | Aug-2025, Trade Debtors: £24k, Debts: £70k, Net Assets: £1.2m, Staff: 5, Est PBT: £519k |
| 04/04/2025 | BENNFIELD HOUSE LIMITED | 13.7 yrs | Yorkshire / | Residential care | Mar-2025, Trade Debtors: £52k, Debts: £13k, Net Assets: £375k, Staff: 42, Est PBT: £57k |
| 08/04/2025 | HFF CIVIL ENGINEERING | 16.1 yrs | North East | Civil engineering | Dec-2024, Trade Debtors: £657k, Debts: £275k, Net Assets: £1.6m, Staff: 30 |
| 02/04/2025 | AVANTI COMMERCIAL | 10.4 yrs | Scotland | Real estate | Dec-2024, Net Assets: £-326k, Staff: 1, Est PBT: £-408k |
| 04/04/2025 | HAVEN TRADING LIMITED | 14.4 yrs | East of England | Real estate | Mar-2025, Debts: £73k, Other debts: £1.0m, Net Assets: £5k, Est PBT: £-73k |
| 04/04/2025 | SUPERIOR DECKING LTD | 2.6 yrs | East of England | Specialist construction | Aug-2025, Trade Debtors: £211k, Debts: £1.3m, Net Assets: £521k, Staff: 3 |
| 30/04/2025 | S1 PROJECT MANAGEMENT | 7.2 yrs | North West | - | Feb-2025, Trade Debtors: £138k, Debts: £985k, Net Assets: £173k, Staff: 2 |
| 02/04/2025 | HSA PLUMBING AND HEATING | 2.4 yrs | North East | Wholesale trade | Oct-2024, Turnover: £2.0m, Net Assets: £345k, Staff: 12, Est PBT: £112k |