High Street IF
October 2025
1st in cohort
RBS Invoice Finance
October 2025 debenture analysis for RBS Invoice Finance. High Street IF cohort, ranked 1st.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 41 | 38 | 112 | 33 | -239% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| RBS Invoice Finance | 18.9 | £3.0m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 6 |
| Wholesale trade | 4 |
| Employment services | 4 |
| Office & business support | 3 |
| Waste management | 2 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 8 |
| South East | 6 |
| North West | 5 |
| Scotland | 3 |
| South West | 3 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 31/10/2025 | SECURIGROUP LIMITED | 17.3 yrs | Scotland | Security services | Sep-2024, Turnover: £88.9m, Trade Debtors: £11.9m, Debts: £2.1m, Net Assets: £5.8m |
| 29/10/2025 | CNG FUELS LTD | 11 yrs | South East | Other professional services | Mar-2025, Turnover: £124.0m, Trade Debtors: £5.1m, Debts: £3.9m |
| 24/10/2025 | FREIGHTROUTE LIMITED | 52.9 yrs | East of England | - | Dec-2024, Turnover: £47.3m, Trade Debtors: £6.0m, Debts: £4.2m, Net Assets: £13.5m |
| 27/10/2025 | KIC INVENTORIES LIMITED | 11.8 yrs | Scotland | Wholesale trade | Dec-2024, Trade Debtors: £293k, Net Assets: £37.7m, Est PBT: £1.4m |
| 24/10/2025 | ALLPACK PACKAGING LIMITED | 12.6 yrs | Midlands | Office & business support | Dec-2024, Turnover: £33.8m, Trade Debtors: £6.3m, Debts: £193k, Net Assets: £17.2m |
| 24/10/2025 | PAUL RHODES BAKERY LTD | 22.8 yrs | London | Food manufacturing | Mar-2025, Turnover: £13.9m, Trade Debtors: £1.3m, Debts: £425k, Net Assets: £-210k |
| 24/10/2025 | WEAREWISER LIMITED | 12.8 yrs | London | - | Mar-2024, Turnover: £11.1m, Trade Debtors: £1.9m, Debts: £1k, Net Assets: £2.2m |
| 24/10/2025 | BRIAN YEARDLEY | 46.2 yrs | Yorkshire / | - | Dec-2024, Turnover: £16.4m, Trade Debtors: £2.0m, Debts: £954k, Other debts: £864k |
| 31/10/2025 | G E DOOR MANUFACTURING | 19.6 yrs | Wales | Wood products | Jul-2024, Turnover: £11.7m, Trade Debtors: £2.3m, Net Assets: £2.8m, Staff: 72 |
| 06/10/2025 | INTER-HAUL PALLET SERVICES | 24.3 yrs | Wales | - | Jun-2025, Trade Debtors: £1.7m, Debts: £1.5m, Other debts: £429k, Net Assets: £1.9m |