High Street IF
November 2025
2nd in cohort
RBS Invoice Finance
November 2025 debenture analysis for RBS Invoice Finance. High Street IF cohort, ranked 2nd.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 18 | 19 | 30 | 26 | -15% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| RBS Invoice Finance | 18.9 | £3.0m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Office & business support | 3 |
| Employment services | 2 |
| Financial services | 2 |
| Land transport & logistics | 2 |
| Wholesale trade | 2 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 7 |
| North West | 4 |
| Wales | 4 |
| South West | 2 |
| London | 2 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/11/2025 | WASDELL PACKAGING LIMITED | 56.4 yrs | South West | - | Apr-2024, Turnover: £32.0m, Trade Debtors: £4.9m, Debts: £5.2m, Net Assets: £24.4m |
| 12/11/2025 | AVALON METALS LIMITED | 29.3 yrs | Midlands | - | Aug-2025, Turnover: £22.1m, Trade Debtors: £6.0m, Debts: £986k, Net Assets: £15.3m |
| 14/11/2025 | PITTS WILSON HOLDINGS | 14.4 yrs | Yorkshire / | - | Jun-2025, Turnover: £19.2m, Trade Debtors: £6.0m, Debts: £903k, Other debts: £341k |
| 14/11/2025 | PITTS WILSON LIMITED | 28.8 yrs | Yorkshire / | Repair / installation | Jun-2025, Turnover: £19.2m, Trade Debtors: £6.0m, Debts: £837k, Net Assets: £8.3m |
| 06/11/2025 | MILLERS OILS LIMITED | 111.1 yrs | Yorkshire / | - | Mar-2025, Turnover: £28.4m, Trade Debtors: £4.0m, Debts: £104k, Net Assets: £14.0m |
| 14/11/2025 | GROUNDSHORE LIMITED | 7.5 yrs | North West | - | May-2025, Trade Debtors: £3.0m, Debts: £9.9m, Net Assets: £10.3m, Staff: 49 |
| 20/11/2025 | TRENDASET LIMITED | 39.6 yrs | East of England | Wholesale trade | Sep-2024, Turnover: £15.5m, Trade Debtors: £3.1m, Debts: £551k, Net Assets: £3.3m |
| 04/11/2025 | HR ESSENTIALS LIMITED | 22.8 yrs | Midlands | Employment services | Mar-2025, Trade Debtors: £3.4m, Net Assets: £1.3m, Staff: 46, Est PBT: £772k |
| 28/11/2025 | GREATER LANCASHIRE | 12 yrs | North West | Human health | Dec-2024, Trade Debtors: £808k, Net Assets: £688k, Staff: 64, Est PBT: £-181k |
| 14/11/2025 | RIVERSAFE LTD | 17.1 yrs | London | IT programming / consulting | Mar-2025, Turnover: £10.7m, Trade Debtors: £1.6m, Debts: £148k, Net Assets: £5.7m |