High Street IF
June 2025
1st in cohort
RBS Invoice Finance
June 2025 debenture analysis for RBS Invoice Finance. High Street IF cohort, ranked 1st.
June 2025 Debenture Activity
Year-over-year comparison of debenture registrations for June 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 23 | 127 | 22 | 56 | +61% |
Borrower Profile
Average borrower characteristics compared to cohort for June 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| RBS Invoice Finance | 18.9 | £3.0m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Human health | 10 |
| IT programming / consulting | 4 |
| Office & business support | 4 |
| Wholesale trade | 4 |
| Head offices & consultancy | 3 |
Top Regions
| Region | Count |
|---|---|
| North West | 22 |
| South East | 12 |
| East of England | 7 |
| Midlands | 5 |
| London | 3 |
Notable New Debentures
Significant new debenture registrations in June 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 18/06/2025 | INDEPENDENT GROWTH | 9.2 yrs | South East | Head offices & consultancy | Mar-2025, Turnover: £35.7m, Trade Debtors: £226.7m, Debts: £2.2m |
| 18/06/2025 | IGF BUSINESS CREDIT LIMITED | 9.2 yrs | South East | Financial services | Mar-2025, Turnover: £32.8m, Trade Debtors: £219.1m, Other debts: £170.7m |
| 17/06/2025 | ANGLIAN WATER BUSINESS | 30.3 yrs | North East | Water supply | Mar-2025, Turnover: £554.9m, Trade Debtors: £87.0m, Debts: £370k |
| 02/06/2025 | FL | 360 yrs | LIMITED 10.9 North West | - | May-2025, Turnover: £139.8m, Trade Debtors: £66.0m, Debts: £33.3m |
| 02/06/2025 | SPEED MEDICAL EXAMINATION | 27 yrs | North West | Human health | May-2025, Turnover: £35.9m, Trade Debtors: £40.2m, Debts: £27.1m |
| 03/06/2025 | LIFE HEALTH FOODS LIMITED | 24.7 yrs | East of England | Food manufacturing | Jun-2024, Turnover: £116.4m, Trade Debtors: £13.1m, Debts: £12.9m |
| 18/06/2025 | IGF GROUP SERVICES LIMITED | 9.2 yrs | South East | Head offices & consultancy | Mar-2025, Turnover: £10.9m, Net Assets: £-2.7m, Staff: 55, Est PBT: £-625k |
| 02/06/2025 | MEDICAL-LEGAL | 34.6 yrs | North West | - | May-2025, Trade Debtors: £12.5m, Debts: £4.0m, Net Assets: £6.0m, Staff: 26 |
| 17/06/2025 | MCCOLGANS QUALITY FOODS | 47.1 yrs | Northern Ireland | Food manufacturing | Mar-2025, Turnover: £29.8m, Trade Debtors: £4.2m, Debts: £3.8m, Net Assets: £11.4m |
| 04/06/2025 | KELLARS LIMITED | 24.2 yrs | North East | Wholesale trade | Jul-2025, Turnover: £47.7m, Trade Debtors: £4.8m, Debts: £2.4m, Other debts: £6.1m |