High Street IF
July 2025
3rd in cohort
RBS Invoice Finance
July 2025 debenture analysis for RBS Invoice Finance. High Street IF cohort, ranked 3rd.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 26 | 27 | 32 | 24 | -33% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| RBS Invoice Finance | 18.9 | £3.0m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Office & business support | 3 |
| Wholesale trade | 3 |
| Fabricated metal products | 2 |
| Specialist construction | 2 |
| Employment services | 2 |
Top Regions
| Region | Count |
|---|---|
| North West | 7 |
| South East | 7 |
| Scotland | 3 |
| London | 3 |
| Yorkshire / Humber | 2 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/07/2025 | RIDDINGTONS CIS & PAYROLL | 9.2 yrs | South East | Specialist construction | May-2024, Turnover: £170.1m, Trade Debtors: £5.2m, Debts: £21k, Net Assets: £834k |
| 16/07/2025 | DANBRO WORKFORCE | 8.5 yrs | North West | Employment services | Mar-2025, Turnover: £341.2m, Trade Debtors: £26.1m, Net Assets: £1.4m, Staff: 21 |
| 31/07/2025 | THE PEOPLE GROUP LIMITED | 21.2 yrs | London | Employment services | Mar-2025, Turnover: £67.5m, Trade Debtors: £3.5m, Net Assets: £1.8m, Staff: 29 |
| 31/07/2025 | PAUL RHODES BAKERY LTD | 22.5 yrs | London | Food manufacturing | Mar-2025, Turnover: £13.9m, Trade Debtors: £1.3m, Debts: £425k, Net Assets: £-210k |
| 03/07/2025 | TRANSPORT INVESTIGATIONS | 27.6 yrs | South East | Office & business support | Apr-2024, Trade Debtors: £289k, Net Assets: £506k, Staff: 180, Est PBT: £-150k |
| 31/07/2025 | RESTORATIVE SOCIAL CARE | 8.8 yrs | Yorkshire / | Residential care | Mar-2025, Net Assets: £1.6m, Staff: 137, Est PBT: £355k |
| 28/07/2025 | MYPURA.COM LIMITED | 6 yrs | North West | - | Jul-2024, Trade Debtors: £2.9m, Debts: £102k, Other debts: £2.9m, Net Assets: £-474k |
| 10/07/2025 | RIDINGS | 48.8 yrs | Scotland | Wood products | Oct-2024, Trade Debtors: £1.6m, Debts: £333k, Net Assets: £5.2m, Staff: 50 |
| 22/07/2025 | ABBEY GROUP | 9 yrs | North West | Fabricated metal products | Sep-2024, Trade Debtors: £1.6m, Debts: £57k, Net Assets: £846k, Staff: 50 |
| 10/07/2025 | FIRE SAFE SERVICES LTD | 21.6 yrs | Midlands | - | Dec-2024, Trade Debtors: £892k, Debts: £118k, Net Assets: £714k, Staff: 51 |