High Street IF
February 2025
3rd in cohort
RBS Invoice Finance
February 2025 debenture analysis for RBS Invoice Finance. High Street IF cohort, ranked 3rd.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 13 | 72 | 44 | 16 | -175% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| RBS Invoice Finance | 20.6 | £2.8m |
| Cohort average | 16.5 | £1.7m |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 3 |
| Wholesale trade | 3 |
| Land transport & logistics | 2 |
| Chemicals | 2 |
| Food manufacturing | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 5 |
| South East | 4 |
| South West | 3 |
| Yorkshire / Humber | 2 |
| Scotland | 1 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 11/02/2025 | INDUSTRIAL CHEMICALS LIMITED | 25.2 yrs | South West | Chemicals | Dec-2024, Turnover: £169.0m, Trade Debtors: £17.7m, Debts: £7.2m, Net Assets: £23.2m, Staff: 469, Est PBT: £5.0m |
| 13/02/2025 | AMICO BUSINESS SOLUTIONS LTD | 16 yrs | South East | Wholesale trade | Jun-2024, Turnover: £68.2m, Trade Debtors: £4.5m, Debts: £115k, Net Assets: £1.4m, Staff: 19, Est PBT: £423k |
| 27/02/2025 | EVANS VANODINE INTERNATIONAL PLC | 71.9 yrs | North West | Chemicals | Mar-2025, Turnover: £35.1m, Trade Debtors: £6.9m, Debts: £2.5m, Net Assets: £20.6m, Staff: 159, Est PBT: £1.9m |
| 04/02/2025 | SERVICE TIMBER LIMITED | 36.8 yrs | Yorkshire / Humber | Wood products | Jan-2025, Turnover: £27.4m, Trade Debtors: £4.5m, Debts: £9.1m, Net Assets: £7.5m, Staff: 143, Est PBT: £583k |
| 20/02/2025 | THE GREENFIELD FOOD COMPANY LIMITED | 15.8 yrs | North West | Wholesale trade | Mar-2025, Turnover: £26.8m, Trade Debtors: £1.4m, Debts: £513k, Net Assets: £4.6m, Staff: 70, Est PBT: £1.7m |
| 14/02/2025 | STAFFSCANNER LTD | 7.7 yrs | Scotland | IT programming / consulting | Mar-2025, Turnover: £22.3m, Trade Debtors: £2.7m, Debts: £131k, Net Assets: £3.6m, Staff: 69, Est PBT: £718k |
| 20/02/2025 | DUN-BRI SERVICES LIMITED | 23.9 yrs | South East | Wholesale & retail trade | Dec-2024, Trade Debtors: £1.0m, Debts: £12k, Net Assets: £1.8m, Staff: 46, Est PBT: £100k |
| 05/02/2025 | RECCOM LIMITED | 23.1 yrs | London | Employment services | Dec-2024, Trade Debtors: £1.3m, Net Assets: £1.5m, Staff: 13, Est PBT: £-280k |
| 20/02/2025 | PHOENIX BUILDING SYSTEMS LIMITED | 21.6 yrs | Yorkshire / Humber | Fabricated metal products | Sep-2025, Net Assets: £3.5m, Staff: 43, Est PBT: £142k |
| 07/02/2025 | RECRUITMENT CAPITAL LTD | 1.3 yrs | South East | Employment services | Mar-2025, Trade Debtors: £871k, Net Assets: £-25k, Staff: 3, Est PBT: £-23k |