High Street IF
December 2025
1st in cohort
RBS Invoice Finance
December 2025 debenture analysis for RBS Invoice Finance. High Street IF cohort, ranked 1st.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 15 | 23 | 9 | 112 | +92% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| RBS Invoice Finance | 18.9 | £3.0m |
| Cohort average | 18.8 | £4.7m |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 76 |
| Office & business support | 7 |
| Financial services | 6 |
| Wholesale trade | 5 |
| Land transport & logistics | 2 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 82 |
| North West | 10 |
| South East | 4 |
| Yorkshire / Humber | 4 |
| London | 3 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/12/2025 | PERTEMPS NETWORK GROUP | 14.3 yrs | Midlands | Employment services | Mar-2025, Turnover: £920.4m, Trade Debtors: £134.2m, Debts: £91.6m |
| 29/12/2025 | PERTEMPS RECRUITMENT | 43.5 yrs | Midlands | Employment services | Mar-2025, Turnover: £520.0m, Trade Debtors: £87.7m, Debts: £71.1m |
| 29/12/2025 | PPF LIMITED | 28.7 yrs | Midlands | Employment services | Mar-2025, Turnover: £95.3m, Trade Debtors: £14.4m, Net Assets: £16.1m, Staff: 1277 |
| 24/12/2025 | LDF GROUP FINANCE LIMITED | 12.2 yrs | North West | Financial services | Dec-2024, Net Assets: £116.7m, Staff: 4, Est PBT: £11.6m |
| 24/12/2025 | WHITE OAK NO.6 LIMITED | 4.8 yrs | North West | Financial services | Dec-2024, Turnover: £6.0m, Trade Debtors: £28.1m, Other debts: £34.0m |
| 24/12/2025 | PERTEMPS JOBSHOP LIMITED | 32.5 yrs | Midlands | Employment services | Mar-2025, Turnover: £1.2m, Net Assets: £22.9m, Est PBT: £1.2m |
| 30/12/2025 | OEG RENEWABLES LIMITED | 19.2 yrs | Yorkshire / | Office & business support | Dec-2024, Turnover: £28.8m, Trade Debtors: £10.2m, Other debts: £352k |
| 24/12/2025 | NETWORK VENTURES LIMITED | 22.3 yrs | Midlands | Employment services | Mar-2024, Turnover: £8.6m, Debts: £20.0m, Net Assets: £5.0m, Staff: 13 |
| 05/12/2025 | DALE POWER SOLUTIONS | 57.1 yrs | Yorkshire / | Electrical equipment | Dec-2024, Turnover: £32.0m, Trade Debtors: £8.3m, Debts: £1.3m, Net Assets: £6.3m |
| 30/12/2025 | BLUE MANTA INTERNATIONAL | 23.8 yrs | Scotland | - | Dec-2024, Turnover: £11.0m, Trade Debtors: £2.7m, Net Assets: £30.2m, Staff: 41 |