Property Specialist
December 2025
20th in cohort
Quantum Mortgages
December 2025 debenture analysis for Quantum Mortgages. Property Specialist cohort, ranked 20th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 20 | 35 | 50 | 91 | +45% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Quantum Mortgages | 4.5 | £211k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 89 |
| Building construction | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 25 |
| London | 25 |
| North West | 13 |
| Midlands | 8 |
| Northern Ireland | 7 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/12/2025 | INVESTMENT STREET LTD | 12.2 yrs | South East | Real estate | Mar-2025, Debts: £12.5m, Net Assets: £6.3m, Staff: 10, Est PBT: £-1.1m |
| 22/12/2025 | LAZENBURY LTD | 25.6 yrs | South East | Real estate | Jun-2024, Debts: £5.5m, Net Assets: £5.6m, Staff: 2, Est PBT: £2.1m |
| 19/12/2025 | HARVEY JAMES INVESTMENTS | 2.4 yrs | South East | Real estate | Mar-2025, Debts: £3.8m, Net Assets: £342k, Est PBT: £72k |
| 05/12/2025 | EBETAM CAPITAL LTD | 8.6 yrs | South East | Real estate | Apr-2024, Debts: £1.5m, Net Assets: £-2.1m, Staff: 1, Est PBT: £-981k |
| 08/12/2025 | SNEATH LTD | 6.7 yrs | London | Real estate | Mar-2025, Net Assets: £-23k, Staff: 1, Est PBT: £-1k |
| 16/12/2025 | ARMY HOUSING LTD | 13.5 yrs | London | Real estate | Jul-2024, Net Assets: £993k, Est PBT: £752k |
| 15/12/2025 | TRBB INVESTMENTS LIMITED | 3.4 yrs | Midlands | Real estate | Jun-2025, Debts: £2.1m, Other debts: £828k, Net Assets: £81k, Est PBT: £-88k |
| 01/12/2025 | SHEARVIEW INVESTMENT LTD | 8.8 yrs | London | Real estate | Mar-2025, Trade Debtors: £71k, Debts: £3.5m, Net Assets: £-84k, Est PBT: £0k |
| 01/12/2025 | MS2C DEVELOPMENTS LIMITED | 9 yrs | Midlands | Real estate | Dec-2024, Debts: £1.0m, Net Assets: £576k, Staff: 1, Est PBT: £220k |
| 16/12/2025 | WILLOW OLIVE HOLDINGS LTD | 6.8 yrs | South East | Real estate | Mar-2025, Debts: £300k, Net Assets: £324k, Staff: 2, Est PBT: £383k |