Other banks
October 2025
15th in cohort
Punjab National Bank
October 2025 debenture analysis for Punjab National Bank. Other banks cohort, ranked 15th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 10 | 4 | 11 | 21 | +48% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Punjab National Bank | 8 | £3.0m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 14 |
| Human health | 3 |
| Residential care | 2 |
| Unknown | 1 |
| Building construction | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 11 |
| London | 5 |
| Midlands | 3 |
| East Midlands | 2 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 31/10/2025 | BUILDVANTAGE LIMITED | 13.5 yrs | South East | Real estate | Sep-2024, Net Assets: £10.0m, Staff: 12, Est PBT: £510k |
| 01/10/2025 | SPRINGCARE (DAVENHAM) | 20.5 yrs | South East | Human health | Dec-2024, Turnover: £4.3m, Trade Debtors: £439k, Debts: £4.5m, Net Assets: £19.7m |
| 20/10/2025 | STERLING PROPERTY ASSETS | 5.1 yrs | London | Real estate | Sep-2024, Trade Debtors: £119k, Debts: £9.3m, Net Assets: £762k, Staff: 1 |
| 02/10/2025 | SPRINGCARE (KNUTSFORD) | 14.2 yrs | South East | Residential care | Dec-2024, Turnover: £5.9m, Trade Debtors: £680k, Debts: £4.7m, Net Assets: £10.6m |
| 01/10/2025 | SPRINGCARE (MACCLESFIELD) | 9.6 yrs | South East | Human health | Dec-2024, Trade Debtors: £498k, Debts: £253k, Net Assets: £9.0m, Staff: 61 |
| 01/10/2025 | OXTONCARE LIMITED | 10 yrs | South East | Residential care | Dec-2024, Turnover: £2.6m, Trade Debtors: £141k, Net Assets: £6.8m, Staff: 67 |
| 02/10/2025 | BARCA HOLDINGS LIMITED | 9.6 yrs | South East | Unknown | Dec-2024, Net Assets: £-160k, Est PBT: £0k |
| 01/10/2025 | SPRINGCARE (ALBRIGHTON) | 13.3 yrs | South East | Human health | Dec-2024, Trade Debtors: £211k, Debts: £224k, Net Assets: £203k, Staff: 42 |
| 24/10/2025 | HARNAM DEVELOPERS | 8.6 yrs | London | Real estate | Mar-2025, Debts: £2.7m, Other debts: £1.3m, Net Assets: £21k, Staff: 1, Est PBT: £36k |
| 01/10/2025 | ROCKYRAJ ASSETS LIMITED | 9 yrs | London | Real estate | Sep-2024, Net Assets: £559k, Staff: 2, Est PBT: £32k |