Other banks
December 2025
29th in cohort
Punjab National Bank
December 2025 debenture analysis for Punjab National Bank. Other banks cohort, ranked 29th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 88 | 54 | 88 | 125 | +30% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Punjab National Bank | 8 | £3.0m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 7 |
| Accommodation | 1 |
| Food & beverage services | 1 |
| Building construction | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 6 |
| Midlands | 3 |
| South East | 1 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 03/12/2025 | LONDON CLAPHAM SOUTH | 5.4 yrs | London | Accommodation | Dec-2024, Trade Debtors: £208k, Debts: £9.9m, Net Assets: £17.2m, Staff: 6 |
| 22/12/2025 | AGOC | 2 yrs | LTD 1.9 London | Real estate | Feb-2025, Net Assets: £-83k, Est PBT: £0k |
| 08/12/2025 | SPIRAL LEISURE LIMITED | 14.1 yrs | London | Food & beverage services | Mar-2025, Trade Debtors: £32k, Debts: £900k, Other debts: £22k, Net Assets: £228k |
| 09/12/2025 | AP & NP PROPERTY LIMITED | 3.5 yrs | South East | Real estate | Mar-2024, Net Assets: £16k, Staff: 2, Est PBT: £22k |
| 15/12/2025 | BLACK MANGO INVESTMENTS | 6.5 yrs | Midlands | Real estate | Jun-2024, Net Assets: £-17k, Staff: 1, Est PBT: £-24k |
| 12/12/2025 | LONDON PROPERTY | 3.8 yrs | London | Building construction | Jun-2025, Debts: £755k, Net Assets: £23k, Est PBT: £29k |
| 18/12/2025 | SEVEN (BILTON ROAD) LIMITED | 13 yrs | London | Real estate | Dec-2024, Debts: £531k, Net Assets: £311k, Staff: 1, Est PBT: £-11k |
| 11/12/2025 | SOLIHULL PROPERTIES | 22.6 yrs | Midlands | Real estate | May-2025, Net Assets: £204k, Est PBT: £-13k |
| 01/12/2025 | YZ GROUP LTD | 0.6 yrs | London 0 Real estate | - | - |
| 08/12/2025 | BMI (SOLIHULL) LTD | 1.1 yrs | Midlands 0 Real estate | - | - |