ABL + Invoice Finance
November 2025
14th in cohort
Paragon Business Finance
November 2025 debenture analysis for Paragon Business Finance. ABL + Invoice Finance cohort, ranked 14th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 8 | 10 | 8 | 16 | +50% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Paragon Business Finance | 11.1 | £1.2m |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 2 |
| Air transport | 2 |
| Architecture & engineering | 1 |
| Food manufacturing | 1 |
| Other professional services | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 5 |
| South East | 5 |
| Yorkshire / Humber | 2 |
| North West | 2 |
| Scotland | 1 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 05/11/2025 | OTTO CAR LIMITED | 12.6 yrs | London | IT programming / consulting | Mar-2024, Turnover: £51.2m, Trade Debtors: £2.8m, Debts: £67.0m |
| 14/11/2025 | ANGLOCO LIMITED | 40 yrs | Yorkshire / | Automotive manufacturing | Mar-2024, Turnover: £39.1m, Trade Debtors: £8.0m, Debts: £1.3m, Net Assets: £4.7m |
| 05/11/2025 | MEDICAL RECORD COLLATION | 15.6 yrs | North West | Other professional services | Mar-2025, Trade Debtors: £1.7m, Debts: £93k, Net Assets: £774k, Staff: 14 |
| 14/11/2025 | ELSTREE INK LIMITED | 13 yrs | South East | Printing & media reproduction | Dec-2024, Trade Debtors: £2k, Net Assets: £1.1m, Staff: 4, Est PBT: £267k |
| 14/11/2025 | JUST WELFARE LIMITED | 12.9 yrs | South East | Rental & leasing | Oct-2024, Trade Debtors: £630k, Debts: £1.3m, Net Assets: £679k, Staff: 10 |
| 14/11/2025 | BARE BONES CHOCOLATE LTD | 7.6 yrs | Scotland | Food manufacturing | Apr-2025, Trade Debtors: £63k, Debts: £73k, Net Assets: £112k, Staff: 14, Est PBT: £0k |
| 26/11/2025 | SAUNDERS SCOTT LIMITED | 15.5 yrs | London | Employment services | May-2025, Net Assets: £290k, Staff: 6, Est PBT: £48k |
| 26/11/2025 | PARCEL NETWORK LIMITED | 22.4 yrs | London | Postal & courier | Jul-2024, Trade Debtors: £65k, Debts: £603k, Net Assets: £-2k, Staff: 6, Est PBT: £238k |
| 05/11/2025 | KILBANE HOLDINGS LTD | 1.2 yrs | North West | Head offices & consultancy | Aug-2025, Net Assets: £0k, Staff: 1, Est PBT: £0k |
| 12/11/2025 | HDM ENERGIES LTD | 2.3 yrs | Yorkshire / | Architecture & engineering | Aug-2024, Other debts: £1k, Net Assets: £-183k, Staff: 3, Est PBT: £-201k |