ABL + Invoice Finance
July 2025
18th in cohort
Paragon Business Finance
July 2025 debenture analysis for Paragon Business Finance. ABL + Invoice Finance cohort, ranked 18th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 8 | 12 | 4 | 10 | +60% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Paragon Business Finance | 11.1 | £1.2m |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 2 |
| Air transport | 2 |
| Employment services | 1 |
| Wholesale trade | 1 |
| Postal & courier | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 5 |
| Yorkshire / Humber | 2 |
| South East | 2 |
| East of England | 1 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 21/07/2025 | M.J. REFRIGERATION | 22 yrs | Midlands | Land transport & logistics | Apr-2025, Trade Debtors: £1.5m, Debts: £3.0m, Other debts: £98k, Net Assets: £345k |
| 28/07/2025 | COMPLETE COMPOSITE | 11.6 yrs | South East | Wholesale trade | Mar-2025, Trade Debtors: £399k, Debts: £1k, Net Assets: £200k, Staff: 1, Est PBT: £-34k |
| 02/07/2025 | AEROS LEASING LIMITED | 19 yrs | Midlands | Air transport | Dec-2024, Debts: £117k, Net Assets: £168k, Est PBT: £23k |
| 23/07/2025 | BRADWOOD COURIERS LTD | 11.9 yrs | Midlands | Postal & courier | Sep-2024, Net Assets: £66k, Staff: 11, Est PBT: £20k |
| 21/07/2025 | M J REFRIGERATION GROUP | 7.3 yrs | Midlands | Financial services | Apr-2025, Trade Debtors: £2k, Other debts: £344k, Net Assets: £253k, Staff: 1 |
| 18/07/2025 | THE SMART PRINTING | 1.8 yrs | Yorkshire / | Printing & media reproduction | Sep-2024, Trade Debtors: £153k, Net Assets: £14k, Staff: 3, Est PBT: £18k |
| 24/07/2025 | TRUFIRE PROTECTION LTD | 2.2 yrs | East of England | Specialist construction | May-2025, Trade Debtors: £106k, Debts: £11k, Net Assets: £-11k, Staff: 5, Est PBT: £-62k |
| 28/07/2025 | FIRST BLUE AVIATION LIMITED | 0.1 yrs | Midlands 0 Air transport | - | - |
| 29/07/2025 | IVOXX LTD | 0.4 yrs | South East 0 Employment services | - | - |
| 03/07/2025 | HS HOME DELIVERIES LTD | 0.4 yrs | Yorkshire / 0 Land transport & logistics Humber | - | - |