ABL + Invoice Finance
January 2025
11th in cohort
Paragon Business Finance
January 2025 debenture analysis for Paragon Business Finance. ABL + Invoice Finance cohort, ranked 11th.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 2 | 3 | 5 | 13 | +62% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Paragon Business Finance | 12.6 | £1.2m |
| Cohort average | 9.7 | £901k |
Top Sectors
| Sector | Count |
|---|---|
| Civil engineering | 2 |
| Environmental services | 2 |
| Property & facilities services | 1 |
| Rental & leasing | 1 |
| Repair / installation | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 3 |
| North West | 3 |
| South East | 3 |
| Scotland | 1 |
| Wales | 1 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/01/2025 | T.S.L. CONTRACTORS LTD. | 45.9 yrs | Scotland | Building construction | Dec-2024, Turnover: £36.5m, Trade Debtors: £1.9m, Debts: £4.2m, Net Assets: £7.4m, Staff: 153, Est PBT: £1.2m |
| 29/01/2025 | LMD VACUUM EXCAVATION GROUP LIMITED | 1.9 yrs | Midlands | Civil engineering | Mar-2025, Turnover: £9.9m, Trade Debtors: £1.7m, Debts: £7.0m, Net Assets: £1.3m, Staff: 53, Est PBT: £1.1m |
| 29/01/2025 | LMD VACUUM EXCAVATION LIMITED | 9.6 yrs | Midlands | Civil engineering | Mar-2025, Turnover: £7.1m, Trade Debtors: £1.3m, Debts: £7.0m, Net Assets: £1.3m, Staff: 41, Est PBT: £908k |
| 08/01/2025 | TIGER RENTALS LIMITED | 10.8 yrs | North West | Rental & leasing | Dec-2024, Turnover: £8.9m, Trade Debtors: £1.8m, Debts: £3.6m, Net Assets: £429k, Staff: 3, Est PBT: £682k |
| 15/01/2025 | EP INDUSTRIES LIMITED | 36.2 yrs | Midlands | Repair / installation | Jul-2025, Trade Debtors: £1.7m, Debts: £1.0m, Net Assets: £2.3m, Staff: 16, Est PBT: £87k |
| 20/01/2025 | STRIVE AV LIMITED | 24.2 yrs | South East | IT programming / consulting | Sep-2025, Trade Debtors: £1.5m, Debts: £69k, Net Assets: £333k, Staff: 28, Est PBT: £10k |
| 29/01/2025 | OAK FIRST INVESTMENTS LIMITED | 10.1 yrs | South West | Wholesale & retail trade | Jan-2025, Trade Debtors: £194k, Debts: £1.5m, Other debts: £518k, Net Assets: £1.4m, Staff: 4, Est PBT: £121k |
| 20/01/2025 | CYGNET PLASTICS LTD | 4.2 yrs | Wales | Manufacturing (other) | Nov-2024, Trade Debtors: £184k, Debts: £37k, Net Assets: £-255k, Staff: 19 |
| 29/01/2025 | CIVIC RECRUITMENT LIMITED | 0.6 yrs | South East | Employment services | Mar-2025, Net Assets: £25k, Staff: 7, Est PBT: £34k |
| 02/01/2025 | WASTE WAVE LIMITED | 8.3 yrs | North West | Environmental services | Sep-2024, Net Assets: £254k, Staff: 6, Est PBT: £2k |