Property Specialist
November 2025
4th in cohort
Paragon Bank
November 2025 debenture analysis for Paragon Bank. Property Specialist cohort, ranked 4th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 561 | 372 | 467 | 403 | -16% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Paragon Bank | 5.6 | £689k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 382 |
| Building construction | 13 |
| Unknown | 4 |
| Financial services | 2 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 97 |
| London | 59 |
| North West | 50 |
| South West | 37 |
| Midlands | 36 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/11/2025 | GRADE8 LIMITED | 8.5 yrs | London | Real estate | Mar-2025, Trade Debtors: £12k, Debts: £19.1m, Net Assets: £16.9m, Staff: 2 |
| 10/11/2025 | URBANITE (GLASGOW) LTD | 6.1 yrs | Yorkshire / | Building construction | Aug-2024, Debts: £11.7m, Net Assets: £-3.8m, Est PBT: £-2.0m |
| 08/11/2025 | A&I PROPERTY LTD | 9.8 yrs | North West | Real estate | Jun-2025, Net Assets: £6.2m, Staff: 2, Est PBT: £293k |
| 21/11/2025 | JMAIL ASSETS LIMITED | 18.7 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £5.0m, Net Assets: £167k, Staff: 6, Est PBT: £-244k |
| 14/11/2025 | N AND Z PROPERTY SERVICES | 9.7 yrs | London | Real estate | Feb-2025, Net Assets: £297k, Staff: 3, Est PBT: £105k |
| 21/11/2025 | DAVISBROOK LIMITED | 21 yrs | North West | Real estate | Mar-2025, Net Assets: £2.5m, Staff: 5, Est PBT: £65k |
| 05/11/2025 | VB PROPERTIES & LETTINGS | 9.9 yrs | South East | Real estate | Dec-2024, Debts: £5.0m, Net Assets: £3.3m, Staff: 2, Est PBT: £1.8m |
| 03/11/2025 | ANDMARC (CHURCH HILL) | 9.7 yrs | London | Real estate | Feb-2025, Debts: £5.9m, Net Assets: £736k, Staff: 2, Est PBT: £96k |
| 21/11/2025 | MILLER KNIGHT ESTATES LTD | 9.2 yrs | East Midlands | Real estate | Aug-2024, Net Assets: £7.2m, Staff: 2, Est PBT: £5.1m |
| 17/11/2025 | NETMAC LIMITED | 36.7 yrs | South East | Real estate | Mar-2025, Debts: £4.8m, Net Assets: £2.7m, Staff: 2, Est PBT: £40k |