Property Specialist
July 2025
3rd in cohort
Paragon Bank
July 2025 debenture analysis for Paragon Bank. Property Specialist cohort, ranked 3rd.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 478 | 481 | 506 | 451 | -12% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Paragon Bank | 5.6 | £689k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 420 |
| Building construction | 19 |
| Financial services | 3 |
| Unknown | 3 |
| Accommodation | 3 |
Top Regions
| Region | Count |
|---|---|
| South East | 113 |
| London | 85 |
| Midlands | 45 |
| North West | 44 |
| Yorkshire / Humber | 36 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 22/07/2025 | E.J.TAYLOR GROUP LIMITED | 4.2 yrs | South East | - | Mar-2024, Turnover: £40.5m, Trade Debtors: £4.8m, Debts: £5.1m, Other debts: £1.1m |
| 30/07/2025 | ECCLESTON HOMES LIMITED | 14.3 yrs | North West | - | Oct-2024, Turnover: £22.3m, Trade Debtors: £2.3m, Debts: £13.5m, Net Assets: £10.5m |
| 16/07/2025 | HOGLEY INVESTMENTS LTD | 11.4 yrs | South East | Real estate | Feb-2025, Debts: £15.5m, Net Assets: £4.2m, Staff: 2, Est PBT: £514k |
| 14/07/2025 | EBURY PROPERTY LIMITED | 10.2 yrs | South East | Building construction | Dec-2025, Other debts: £7.3m, Net Assets: £5.3m, Staff: 2, Est PBT: £-16k |
| 01/07/2025 | A&I PROPERTY LTD | 9.5 yrs | North West | Real estate | Jun-2025, Net Assets: £6.2m, Staff: 2, Est PBT: £293k |
| 22/07/2025 | WEST VIEW PARK HOMES LTD | 8.1 yrs | Scotland | Real estate | Jun-2025, Net Assets: £2.5m, Staff: 3, Est PBT: £911k |
| 16/07/2025 | SALATIGA INVESTMENTS | 3.3 yrs | London | Real estate | Apr-2025, Net Assets: £-68k, Est PBT: £-30k |
| 17/07/2025 | OMPD LIMITED | 12.9 yrs | South East | Real estate | Mar-2025, Trade Debtors: £1k, Debts: £9.0m, Net Assets: £3.1m, Staff: 5, Est PBT: £219k |
| 22/07/2025 | THE DAVIES & MAHIL | 7.4 yrs | South West | Real estate | Mar-2025, Net Assets: £4.7m, Staff: 2, Est PBT: £91k |
| 31/07/2025 | CDLS PROPERTY | 2 yrs | LIMITED 4.4 South East | Real estate | Mar-2025, Debts: £7.6m, Net Assets: £1.3m, Est PBT: £-308k |