Property Specialist
January 2026
4th in cohort
Paragon Bank
January 2026 debenture analysis for Paragon Bank. Property Specialist cohort, ranked 4th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 481 | 294 | 432 | 325 | -107 | -25% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Paragon Bank | 5.8 | £353k |
| Cohort average | 4.5 | £378k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 309 |
| Building construction | 10 |
| Financial services | 2 |
| Unknown | 2 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 73 |
| London | 63 |
| North West | 35 |
| Midlands | 29 |
| Yorkshire / Humber | 27 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 27/01/2026 | TRIBE STUDENT HOUSING | 5.8 yrs | London | Real estate | Aug-2024, Trade Debtors: £607k, Debts: £89.6m, Net Assets: £-35.7m, Staff: 12 |
| 22/01/2026 | HORSNALL HOLDINGS LIMITED | 7.7 yrs | East Midlands | Building construction | May-2025, Trade Debtors: £7.2m, Debts: £1.4m, Net Assets: £667k, Staff: 1 |
| 02/01/2026 | TREVOR PARR ASSOCIATES | 54.8 yrs | East Midlands | Real estate | May-2025, Debts: £11.0m, Net Assets: £12.6m, Staff: 10, Est PBT: £355k |
| 08/01/2026 | KALLAR INVESTMENTS LIMITED | 22.5 yrs | South East | Real estate | Jul-2024, Debts: £7.4m, Net Assets: £11.5m, Staff: 2, Est PBT: £473k |
| 21/01/2026 | TOPHAM INVESTMENTS | 21.1 yrs | East of England | Real estate | Mar-2025, Debts: £4.3m, Net Assets: £12.3m, Staff: 6, Est PBT: £-6.2m |
| 12/01/2026 | GADA PROPERTY | 11.5 yrs | South East | - | Mar-2025, Turnover: £4.2m, Other debts: £17.6m, Net Assets: £-3.0m, Staff: 3 |
| 27/01/2026 | OAKWRENCH HOLDINGS LTD | 5.2 yrs | North East | Real estate | Nov-2024, Debts: £10.2m, Other debts: £2.0m, Net Assets: £856k, Staff: 2 |
| 21/01/2026 | INVESTMENT POTENTIAL | 18.3 yrs | North West | Real estate | Mar-2025, Net Assets: £838k, Staff: 3, Est PBT: £282k |
| 30/01/2026 | SUGAR TREE LIMITED | 3.2 yrs | North East | Real estate | Dec-2024, Trade Debtors: £10k, Debts: £7.2m, Net Assets: £-665k, Staff: 1 |
| 20/01/2026 | DAVISBROOK LIMITED | 21.1 yrs | North West | Real estate | Mar-2025, Net Assets: £2.5m, Staff: 5, Est PBT: £65k |