Property Specialist
January 2025
3rd in cohort
Paragon Bank
January 2025 debenture analysis for Paragon Bank. Property Specialist cohort, ranked 3rd.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 453 | 481 | 294 | 432 | +32% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Paragon Bank | 5.6 | £928k |
| Cohort average | 4.3 | £429k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 403 |
| Building construction | 17 |
| Accommodation | 4 |
| Office & business support | 3 |
| Unknown | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 99 |
| London | 74 |
| North West | 49 |
| Midlands | 40 |
| South West | 34 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/01/2025 | GALLIARD HOLDINGS LIMITED | 27.7 yrs | South East | Head offices & consultancy | Mar-2025, Net Assets: £38.2m, Est PBT: £-10.4m |
| 28/01/2025 | C J OSHEA GROUP LIMITED | 8.9 yrs | London | Real estate | Mar-2025, Turnover: £137.4m, Trade Debtors: £34.8m, Net Assets: £172.0m, Staff: 150, Est PBT: £1.1m |
| 28/01/2025 | DSG PROPERTY MANAGEMENT LTD | 12.4 yrs | South East | Real estate | Sep-2025, Trade Debtors: £9k, Debts: £17.4m, Net Assets: £11.0m, Staff: 1, Est PBT: £2.5m |
| 30/01/2025 | AQUAMARINE HOMES LIMITED | 3 yrs | South East | Real estate | Mar-2025, Debts: £16.8m, Net Assets: £14.4m, Staff: 5, Est PBT: £39k |
| 08/01/2025 | HOGLEY INVESTMENTS LTD | 10.9 yrs | South East | Real estate | Feb-2025, Debts: £15.5m, Net Assets: £4.2m, Staff: 2, Est PBT: £514k |
| 15/01/2025 | SSP CORPORATION LIMITED | 6.3 yrs | South East | Real estate | Sep-2024, Trade Debtors: £41k, Debts: £16.8m, Net Assets: £3.5m, Staff: 4 |
| 09/01/2025 | ESWW PROPERTY INVESTMENTS LIMITED | 7.7 yrs | London | Real estate | Mar-2025, Debts: £1.8m, Net Assets: £510k, Staff: 1, Est PBT: £207k |
| 03/01/2025 | ISSO INVESTMENTS LIMITED | 6.5 yrs | South East | Real estate | Jun-2024, Debts: £6.3m, Net Assets: £1.8m, Staff: 2, Est PBT: £388k |
| 22/01/2025 | BASTION SECURITIES LIMITED | 46.9 yrs | London | Real estate | Mar-2025, Trade Debtors: £3.0m, Debts: £7.8m, Net Assets: £8.2m, Staff: 4, Est PBT: £365k |
| 30/01/2025 | PEARTREE INTERNATIONAL LIMITED | 20.9 yrs | London | Real estate | Feb-2025, Debts: £9.4m, Net Assets: £4.9m, Staff: 1, Est PBT: £-203k |