Property Specialist
February 2025
3rd in cohort
Paragon Bank
February 2025 debenture analysis for Paragon Bank. Property Specialist cohort, ranked 3rd.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 483 | 371 | 361 | 430 | +16% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Paragon Bank | 5.7 | £754k |
| Cohort average | 4.4 | £414k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 400 |
| Building construction | 18 |
| Financial services | 5 |
| Unknown | 3 |
| Accommodation | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 100 |
| London | 78 |
| North West | 51 |
| Midlands | 42 |
| South West | 31 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 26/02/2025 | ACRE PROPERTIES (1988) LTD | 4.7 yrs | London | Real estate | Mar-2025, Trade Debtors: £317k, Debts: £117.7m, Net Assets: £41.2m, Staff: 16, Est PBT: £-238k |
| 04/02/2025 | STUDENT SHACK LIMITED | 21 yrs | North West | Real estate | Mar-2025, Debts: £12k, Other debts: £30.0m, Net Assets: £6.2m, Staff: 1, Est PBT: £152k |
| 28/02/2025 | HORSNALL HOLDINGS LIMITED | 6.8 yrs | East Midlands | Building construction | May-2025, Trade Debtors: £7.2m, Debts: £1.4m, Net Assets: £667k, Staff: 1, Est PBT: £58k |
| 15/02/2025 | DSG PROPERTY MANAGEMENT LTD | 12.4 yrs | South East | Real estate | Sep-2025, Trade Debtors: £9k, Debts: £17.4m, Net Assets: £11.0m, Staff: 1, Est PBT: £2.5m |
| 11/02/2025 | AQUAMARINE HOMES LIMITED | 3 yrs | South East | Real estate | Mar-2025, Debts: £16.8m, Net Assets: £14.4m, Staff: 5, Est PBT: £39k |
| 28/02/2025 | PARK LETS LIMITED | 22.5 yrs | North East | Real estate | Jun-2024, Trade Debtors: £4k, Debts: £20.4m, Net Assets: £7.7m, Staff: 6 |
| 02/02/2025 | KHAN & CO ENTERPRISES LIMITED | 8.2 yrs | London | Real estate | Mar-2025, Net Assets: £5.1m, Staff: 24, Est PBT: £66k |
| 26/02/2025 | ORIGIN (TOPCO) LIMITED | 4 yrs | North West | Building construction | Mar-2025, Turnover: £29.6m, Trade Debtors: £1.2m, Debts: £7.7m, Other debts: £9.2m, Net Assets: £4.1m, Staff: 3, Est PBT: £2.1m |
| 17/02/2025 | WHITFIELD PROPERTY INVESTMENTS LIMITED | 6.5 yrs | East of England | Real estate | Mar-2025, Trade Debtors: £14k, Debts: £3.2m, Net Assets: £1.9m, Staff: 2, Est PBT: £456k |
| 18/02/2025 | DECO INVESTMENTS LIMITED | 16.4 yrs | South East | Real estate | Feb-2025, Debts: £9.1m, Other debts: £347k, Net Assets: £3.4m, Staff: 2 |