Property Specialist
August 2025
3rd in cohort
Paragon Bank
August 2025 debenture analysis for Paragon Bank. Property Specialist cohort, ranked 3rd.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 520 | 440 | 439 | 399 | -10% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Paragon Bank | 5.6 | £689k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 379 |
| Building construction | 10 |
| Financial services | 3 |
| Accommodation | 3 |
| Unknown | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 94 |
| London | 64 |
| North West | 46 |
| Midlands | 40 |
| Yorkshire / Humber | 36 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 22/08/2025 | AQUAMARINE HOMES LIMITED | 3.6 yrs | South East | Real estate | Mar-2025, Debts: £16.8m, Net Assets: £14.4m, Staff: 5, Est PBT: £39k |
| 08/08/2025 | A&I PROPERTY LTD | 9.6 yrs | North West | Real estate | Jun-2025, Net Assets: £6.2m, Staff: 2, Est PBT: £293k |
| 20/08/2025 | TOPHAM INVESTMENTS | 20.7 yrs | East of England | Real estate | Mar-2025, Debts: £4.3m, Net Assets: £12.3m, Staff: 6, Est PBT: £-6.2m |
| 15/08/2025 | RINGWAY ESTATES LIMITED | 19.3 yrs | London | Real estate | Jul-2024, Debts: £8.0m, Net Assets: £7.4m, Staff: 2, Est PBT: £-243k |
| 21/08/2025 | LANDMARQUE INVESTMENTS | 19 yrs | Midlands | Real estate | Nov-2024, Debts: £15.4m, Net Assets: £1.3m, Staff: 1, Est PBT: £1k |
| 04/08/2025 | TENDRING FARMS LIMITED | 22.7 yrs | South East | Agriculture | Jul-2025, Turnover: £18.8m, Debts: £16.9m, Net Assets: £-1.8m, Est PBT: £2.3m |
| 28/08/2025 | PAYNE LETTINGS LIMITED | 9.9 yrs | Wales | Real estate | Oct-2024, Trade Debtors: £17k, Debts: £8.3m, Net Assets: £1.3m, Staff: 4 |
| 06/08/2025 | SUGAR TREE LIMITED | 2.7 yrs | North East | Real estate | Dec-2024, Trade Debtors: £10k, Debts: £7.2m, Net Assets: £-665k, Staff: 1 |
| 23/08/2025 | G M AND J PROPERTIES | 8.1 yrs | North East | Real estate | Jul-2024, Debts: £7.6m, Net Assets: £351k, Staff: 2, Est PBT: £118k |
| 15/08/2025 | N AND Z PROPERTY SERVICES | 9.5 yrs | London | Real estate | Feb-2025, Net Assets: £297k, Staff: 3, Est PBT: £105k |