Challenger banks
October 2025
5th in cohort
Oxbury Bank
October 2025 debenture analysis for Oxbury Bank. Challenger banks cohort, ranked 5th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 20 | 13 | 22 | 26 | +15% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Oxbury Bank | 14.9 | £2.0m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Agriculture | 14 |
| Unknown | 2 |
| Financial services | 2 |
| Accommodation | 2 |
| Wholesale trade | 1 |
Top Regions
| Region | Count |
|---|---|
| South West | 6 |
| Midlands | 5 |
| South East | 4 |
| North West | 4 |
| Wales | 3 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 27/10/2025 | TOWN HEAD FARM PRODUCTS | 22.1 yrs | Yorkshire / | Agriculture | Mar-2025, Turnover: £33.0m, Trade Debtors: £2.7m, Debts: £2.4m, Net Assets: £7.1m |
| 14/10/2025 | J. G. VENN LIMITED | 26.2 yrs | South East | Agriculture | Jul-2025, Trade Debtors: £135k, Net Assets: £9.2m, Staff: 3, Est PBT: £863k |
| 30/10/2025 | WALLIS FARMS LIMITED | 37 yrs | Midlands | Agriculture | Mar-2025, Trade Debtors: £215k, Debts: £2.6m, Net Assets: £5.9m, Staff: 7 |
| 22/10/2025 | PROSTOCK VETS LIMITED | 12.6 yrs | Wales | Veterinary services | May-2025, Net Assets: £1.2m, Staff: 58, Est PBT: £-124k |
| 14/10/2025 | FOXHOLES FARM LIMITED | 15.5 yrs | Midlands | Agriculture | Mar-2025, Trade Debtors: £233k, Net Assets: £4.5m, Staff: 10, Est PBT: £1.3m |
| 01/10/2025 | TEWIN BURY FARM LIMITED | 22.2 yrs | South East | Accommodation | Mar-2025, Trade Debtors: £5k, Net Assets: £3.8m, Staff: 35, Est PBT: £349k |
| 01/10/2025 | TEWIN BURY FARM HOTEL LLP | 9.7 yrs | South East | Unknown | Mar-2025, Net Assets: £0k, Staff: 30 |
| 08/10/2025 | RIVIERA FARMS LIMITED | 7.7 yrs | South West | Agriculture | Apr-2025, Trade Debtors: £27k, Debts: £912k, Net Assets: £770k, Staff: 2 |
| 24/10/2025 | HAVENSFIELD PIGS LIMITED | 19.8 yrs | East of England | Agriculture | Feb-2025, Net Assets: £1.7m, Staff: 21, Est PBT: £509k |
| 21/10/2025 | R T & A M ELLIS CYF | 15.8 yrs | Wales | Agriculture | Mar-2025, Trade Debtors: £50k, Debts: £600k, Net Assets: £1.3m, Staff: 5 |