Challenger banks
May 2025
5th in cohort
Oxbury Bank
May 2025 debenture analysis for Oxbury Bank. Challenger banks cohort, ranked 5th.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 11 | 15 | 11 | 29 | +62% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Oxbury Bank | 14.9 | £2.0m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Agriculture | 15 |
| Personal services | 8 |
| Unknown | 2 |
| Real estate | 1 |
| Financial services | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 11 |
| South West | 5 |
| East of England | 5 |
| Yorkshire / Humber | 3 |
| Scotland | 2 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 16/05/2025 | GREENS OF SOHAM LIMITED | 25.3 yrs | East of England | Agriculture | Dec-2024, Turnover: £130k, Debts: £150k, Net Assets: £6.4m, Staff: 84, Est PBT: £-563k |
| 23/05/2025 | GEORGE MCDOUGAL | 61.9 yrs | Scotland | Agriculture | May-2025, Trade Debtors: £129k, Debts: £1.1m, Net Assets: £7.1m, Staff: 8 |
| 15/05/2025 | MEADOWLAND POULTRY LTD | 41.1 yrs | South East | Agriculture | Mar-2025, Trade Debtors: £90k, Debts: £288k, Other debts: £530k, Net Assets: £5.1m |
| 20/05/2025 | D C PRODUCE LIMITED | 27.9 yrs | East of England | Agriculture | Dec-2024, Turnover: £7.0m, Trade Debtors: £903k, Debts: £192k, Net Assets: £2.8m |
| 30/05/2025 | WEBSTERS (FARMERS) LIMITED | 59 yrs | Yorkshire / | Agriculture | Mar-2025, Trade Debtors: £77k, Debts: £1.5m, Other debts: £82k, Net Assets: £1.9m |
| 20/05/2025 | BRUCE SEAMAN FARMS | 43.7 yrs | East of England | Agriculture | Mar-2025, Trade Debtors: £61k, Debts: £199k, Net Assets: £2.6m, Staff: 4 |
| 08/05/2025 | GODFREY & TURNBULL | 72.1 yrs | Yorkshire / | Agriculture | Apr-2025, Trade Debtors: £76k, Debts: £91k, Net Assets: £2.0m, Staff: 1, Est PBT: £50k |
| 16/05/2025 | T.E. BEEVERS (FARMERS) | 51.8 yrs | Yorkshire / | Agriculture | Apr-2025, Trade Debtors: £0k, Debts: £684k, Net Assets: £577k, Staff: 7, Est PBT: £-76k |
| 13/05/2025 | NEWPORT MANOR FARMS | 13 yrs | South West | Agriculture | May-2025, Trade Debtors: £4k, Debts: £632k, Net Assets: £162k, Staff: 2, Est PBT: £53k |
| 15/05/2025 | SUNNYSIDE FARM LIMITED | 8.2 yrs | North West | - | Mar-2025, Trade Debtors: £195k, Debts: £196k, Net Assets: £1.2m, Staff: 8 |