Challenger banks
March 2026
6th in cohort
Oxbury Bank
March 2026 debenture analysis for Oxbury Bank. Challenger banks cohort, ranked 6th.
March 2026 Debenture Activity
Year-over-year comparison of debenture registrations for March 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 3 | 7 | 17 | 24 | +7 | +41% |
Borrower Profile
Average borrower characteristics compared to cohort for March 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Oxbury Bank | 14.3 | £1.6m |
| Cohort average | 6.8 | £570k |
Top Sectors
| Sector | Count |
|---|---|
| Agriculture | 14 |
| Property & facilities services | 2 |
| Real estate | 2 |
| Wholesale trade | 2 |
| Personal services | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 10 |
| South West | 4 |
| South East | 3 |
| Scotland | 2 |
| Wales | 2 |
Notable New Debentures
Significant new debenture registrations in March 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/03/2026 | INTERNATIONAL ENERGY | 16.4 yrs | Midlands | Agriculture | Dec-2024, Trade Debtors: £1.7m, Debts: £5.6m, Net Assets: £17.0m, Staff: 22 |
| 23/03/2026 | BOWDLER FARMS LIMITED | 9.3 yrs | Wales | Agriculture | Mar-2025, Net Assets: £7.9m, Staff: 25, Est PBT: £1.9m |
| 03/03/2026 | VINE HOUSE FARM LIMITED | 22.1 yrs | Midlands | Wholesale trade | Mar-2025, Turnover: £7.5m, Trade Debtors: £648k, Debts: £872k, Net Assets: £8.7m |
| 10/03/2026 | AUCHENCHEYNE LIMITED | 52.1 yrs | Scotland | Agriculture | Dec-2024, Trade Debtors: £67k, Other debts: £3.4m, Net Assets: £3.6m, Staff: 11 |
| 24/03/2026 | IEC HOLDINGS LIMITED | 7.4 yrs | Midlands | Real estate | Dec-2024, Trade Debtors: £69k, Net Assets: £555k, Staff: 1, Est PBT: £315k |
| 24/03/2026 | IEC ENERGY LIMITED | 11.7 yrs | Midlands | Fabricated metal products | Dec-2024, Trade Debtors: £321k, Debts: £15k, Net Assets: £1.7m, Staff: 1, Est PBT: £552k |
| 17/03/2026 | SIMEON MORGAN FARMING | 18.6 yrs | South East | Agriculture | Aug-2024, Trade Debtors: £61k, Debts: £763k, Net Assets: £659k, Staff: 6 |
| 24/03/2026 | IEC POULTRY LIMITED | 8.2 yrs | Midlands | Agriculture | Dec-2024, Trade Debtors: £49k, Net Assets: £718k, Staff: 1, Est PBT: £263k |
| 24/03/2026 | IEC RESOURCES LIMITED | 8.3 yrs | Midlands | Other professional services | Dec-2024, Debts: £14k, Net Assets: £18k, Staff: 9, Est PBT: £5k |
| 09/03/2026 | JPE & KR BRUNT LTD | 14.6 yrs | South West | Agriculture | Aug-2024, Trade Debtors: £8k, Debts: £78k, Net Assets: £163k, Staff: 4, Est PBT: £-68k |