Challenger banks
June 2025
5th in cohort
Oxbury Bank
June 2025 debenture analysis for Oxbury Bank. Challenger banks cohort, ranked 5th.
June 2025 Debenture Activity
Year-over-year comparison of debenture registrations for June 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 6 | 14 | 11 | 20 | +45% |
Borrower Profile
Average borrower characteristics compared to cohort for June 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Oxbury Bank | 14.9 | £2.0m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Agriculture | 13 |
| Legal & accounting | 1 |
| Property & facilities services | 1 |
| Rental & leasing | 1 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 5 |
| Scotland | 4 |
| Midlands | 3 |
| East of England | 3 |
| Yorkshire / Humber | 2 |
Notable New Debentures
Significant new debenture registrations in June 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/06/2025 | LEDA PROPERTIES LIMITED | 49.1 yrs | South East | Agriculture | Mar-2024, Turnover: £12.2m, Trade Debtors: £718k, Debts: £5.6m, Net Assets: £36.8m |
| 02/06/2025 | C.A. STRAWSON FARMING | 5.1 yrs | East Midlands | Agriculture | Jan-2025, Turnover: £16.0m, Trade Debtors: £775k, Debts: £7.2m, Net Assets: £9.0m |
| 04/06/2025 | OLD CHALFORD ESTATE | 28.8 yrs | South East | Building construction | Mar-2024, Net Assets: £3.5m |
| 03/06/2025 | ROBERT LINDLEY LIMITED | 27.3 yrs | Yorkshire / | - | Jun-2025, Trade Debtors: £210k, Debts: £1.3m, Net Assets: £2.4m, Staff: 20 |
| 24/06/2025 | BURTON BROTHERS PARTNERS | 4 yrs | East of England | Rental & leasing | Jun-2025, Trade Debtors: £395k, Debts: £3.2m, Net Assets: £934k, Staff: 7 |
| 23/06/2025 | SANDYSTONES LTD | 20.6 yrs | Scotland | Agriculture | Dec-2024, Trade Debtors: £119k, Debts: £1.3m, Net Assets: £1.6m, Staff: 5, Est PBT: £16k |
| 03/06/2025 | S D & A J WOOD LIMITED | 6.8 yrs | Yorkshire / | Agriculture | Aug-2024, Trade Debtors: £43k, Debts: £1.4m, Net Assets: £1.3m, Staff: 4 |
| 05/06/2025 | THE BROW FARM NORBURY | 6.3 yrs | Midlands | Agriculture | Jun-2025, Turnover: £2.2m, Trade Debtors: £67k, Other debts: £999k |
| 27/06/2025 | OWEN FARM SERVICES | 7 yrs | Scotland | Head offices & consultancy | Aug-2025, Net Assets: £185k, Staff: 9, Est PBT: £187k |
| 10/06/2025 | A P INNES LTD | 13.9 yrs | Scotland | Agriculture | May-2025, Net Assets: £627k, Staff: 3, Est PBT: £-185k |