Challenger banks
February 2025
6th in cohort
Oxbury Bank
February 2025 debenture analysis for Oxbury Bank. Challenger banks cohort, ranked 6th.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 10 | 7 | 11 | 9 | -22% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Oxbury Bank | 9.9 | £525k |
| Cohort average | 6.2 | £475k |
Top Sectors
| Sector | Count |
|---|---|
| Agriculture | 8 |
| Personal services | 1 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 2 |
| East of England | 1 |
| Scotland | 1 |
| South East | 1 |
| Wales | 1 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/02/2025 | ASHCOURT FARMS LIMITED | 10.9 yrs | Yorkshire / Humber | Agriculture | Oct-2024, Trade Debtors: £293k, Debts: £10.3m, Net Assets: £3.4m, Staff: 3, Est PBT: £133k |
| 20/02/2025 | GLOBAL PLANT GENETICS LTD | 9.7 yrs | East of England | Agriculture | Jun-2024, Trade Debtors: £744k, Debts: £20k, Net Assets: £119k, Staff: 6, Est PBT: £53k |
| 03/02/2025 | BLOOM FARMING LIMITED | 1.6 yrs | Yorkshire / Humber | Agriculture | Dec-2024, Trade Debtors: £170k, Net Assets: £29k, Est PBT: £39k |
| 05/02/2025 | MARSHALLS FARM LIMITED | 9.8 yrs | South East | Agriculture | Apr-2025, Trade Debtors: £26k, Debts: £264k, Net Assets: £684k, Est PBT: £196k |
| 17/02/2025 | TORRIAD FARMS LIMITED | 4.4 yrs | Wales | Agriculture | Mar-2025, Trade Debtors: £233k, Debts: £18k, Net Assets: £443k, Staff: 5, Est PBT: £83k |
| 10/02/2025 | COOPER FARM SERVICES LTD | 9.3 yrs | North West | Personal services | Jun-2025, Trade Debtors: £0k, Debts: £295k, Net Assets: £1.0m, Staff: 2 |
| 11/02/2025 | S MARLOW TRADING LTD | 3.6 yrs | East Midlands | Agriculture | Sep-2025, Net Assets: £159k, Staff: 1, Est PBT: £99k |
| 26/02/2025 | THE TRADITIONAL TURKEY COMPANY LTD | 3.5 yrs | Midlands | Agriculture | Mar-2024, Net Assets: £-1k, Est PBT: £-2k |
| 03/02/2025 | WEST GALDENOCH DAIRY LTD | 0.4 yrs | Scotland 0 Agriculture | - | - |