Challenger banks
April 2025
6th in cohort
Oxbury Bank
April 2025 debenture analysis for Oxbury Bank. Challenger banks cohort, ranked 6th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 8 | 19 | 6 | 32 | +81% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Oxbury Bank | 14.9 | £2.0m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Agriculture | 14 |
| Other professional services | 4 |
| Wholesale trade | 4 |
| Financial services | 3 |
| Unknown | 2 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 8 |
| North West | 7 |
| East of England | 5 |
| Wales | 4 |
| South East | 4 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/04/2025 | BOXFORD (SUFFOLK) | 76 yrs | East of England | Head offices & consultancy | Mar-2025, Turnover: £2.4m, Trade Debtors: £81k, Debts: £14.0m, Other debts: £1.2m |
| 15/04/2025 | BOXFORD (SUFFOLK) FARMS | 32.1 yrs | South East | Agriculture | Mar-2025, Turnover: £14.0m, Trade Debtors: £741k, Debts: £3.1m, Net Assets: £4.1m |
| 07/04/2025 | A.W. SMITH & SONS LIMITED | 71 yrs | East of England | - | Mar-2025, Trade Debtors: £470k, Debts: £5.7m, Other debts: £75k, Net Assets: £11.0m |
| 01/04/2025 | J R O GRIFFITHS LIMITED | 21.8 yrs | Midlands | - | Mar-2025, Trade Debtors: £1.7m, Debts: £906k, Net Assets: £9.3m, Staff: 16 |
| 07/04/2025 | CROFTMARSH LIMITED | 46.8 yrs | East of England | Agriculture | Dec-2024, Trade Debtors: £53k, Debts: £251k, Other debts: £5.8m, Net Assets: £1.2m |
| 07/04/2025 | PLASUCHA POULTRY LTD | 9.7 yrs | Wales | Wholesale trade | Apr-2025, Trade Debtors: £164k, Debts: £2.0m, Net Assets: £3.3m, Staff: 2 |
| 16/04/2025 | MCKENZIE BROTHERS LIMITED | 21.6 yrs | Scotland | - | Mar-2025, Trade Debtors: £973k, Debts: £1.1m, Net Assets: £2.1m, Staff: 24 |
| 15/04/2025 | F J CLABON POTATOES | 20.5 yrs | East of England | Agriculture | Mar-2025, Trade Debtors: £64k, Debts: £750k, Net Assets: £3.6m, Staff: 2 |
| 02/04/2025 | WILSON OF WOODSIDE | 20.6 yrs | North West | Agriculture | Mar-2025, Trade Debtors: £110k, Net Assets: £3.4m, Staff: 9, Est PBT: £260k |
| 29/04/2025 | N D HARPER LTD | 15.2 yrs | North West | - | Mar-2025, Trade Debtors: £409k, Debts: £1.9m, Net Assets: £1.0m, Staff: 11 |