ABL + Invoice Finance
May 2025
13th in cohort
Optimum SME Finance
May 2025 debenture analysis for Optimum SME Finance. ABL + Invoice Finance cohort, ranked 13th.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 7 | 10 | 7 | 16 | +56% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Optimum SME Finance | 9.3 | £66k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 3 |
| Land transport & logistics | 2 |
| Employment services | 2 |
| Wholesale trade | 1 |
| Repair / installation | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 7 |
| South West | 5 |
| London | 2 |
| Yorkshire / Humber | 2 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/05/2025 | EUROBOOZER LIMITED | 24 yrs | South East | Wholesale trade | Mar-2024, Trade Debtors: £1.7m, Debts: £1.3m, Other debts: £350k |
| 01/05/2025 | VIRTUOUS HEALTH GROUP | 8.1 yrs | South East | Employment services | Mar-2024, Trade Debtors: £591k, Debts: £30k, Net Assets: £13k, Staff: 50 |
| 21/05/2025 | NINO LOGISTICS LTD | 4.1 yrs | Yorkshire / | Land transport & logistics | Apr-2025, Trade Debtors: £602k, Net Assets: £0k, Staff: 8, Est PBT: £-66k |
| 01/05/2025 | RASOI FOODS LTD | 4.1 yrs | Yorkshire / | Food & beverage services | Mar-2025, Trade Debtors: £56k, Debts: £199k, Net Assets: £49k, Staff: 11, Est PBT: £5k |
| 19/05/2025 | JDS COMPRESSORS LIMITED | 7.4 yrs | South East | Repair / installation | Jun-2025, Trade Debtors: £180k, Debts: £141k, Net Assets: £77k, Staff: 11, Est PBT: £4k |
| 13/05/2025 | BKH SUPPORT AGENCY LTD | 3.3 yrs | South East | Employment services | Dec-2024, Net Assets: £5k, Staff: 10, Est PBT: £24k |
| 09/05/2025 | TREE OF LIFE | 2.5 yrs | London | Accommodation | Nov-2025, Net Assets: £23k, Staff: 8, Est PBT: £2k |
| 06/05/2025 | EASY SPLASHBACKS LTD | 3.6 yrs | South West | Specialist construction | Sep-2024, Net Assets: £-8k, Staff: 8 |
| 21/05/2025 | 7/8 DELIVERY LTD | 1.1 yrs | London | Land transport & logistics | Mar-2025, Trade Debtors: £111k, Debts: £148k, Net Assets: £25k, Est PBT: £31k |
| 30/05/2025 | L&J SOLUTIONS LTD | 5.2 yrs | South East | Property & facilities services | Jan-2025, Net Assets: £117k, Staff: 2, Est PBT: £108k |