ABL + Invoice Finance
March 2025
12th in cohort
Optimum SME Finance
March 2025 debenture analysis for Optimum SME Finance. ABL + Invoice Finance cohort, ranked 12th.
March 2025 Debenture Activity
Year-over-year comparison of debenture registrations for March 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 7 | 8 | 11 | 17 | +35% |
Borrower Profile
Average borrower characteristics compared to cohort for March 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Optimum SME Finance | 9.3 | £66k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Office & business support | 3 |
| Employment services | 2 |
| Head offices & consultancy | 2 |
| Arts & entertainment | 1 |
| Human health | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 6 |
| South East | 5 |
| Northern Ireland | 2 |
| East of England | 2 |
| Midlands | 1 |
Notable New Debentures
Significant new debenture registrations in March 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 31/03/2025 | TEAM SPIRITS AIRPORT | 15.2 yrs | London | Building construction | May-2025, Trade Debtors: £194k, Debts: £157k, Net Assets: £585k, Staff: 1474 |
| 18/03/2025 | PRINCIPLES RECRUITMENT | 7.3 yrs | South West | Residential care | Nov-2024, Net Assets: £68k, Staff: 65, Est PBT: £51k |
| 27/03/2025 | WE ARE SEVENTEEN LIMITED | 19.5 yrs | London | - | Sep-2024, Trade Debtors: £243k, Debts: £141k, Net Assets: £153k, Staff: 17 |
| 31/03/2025 | BESPRA LTD | 6.8 yrs | Northern Ireland | Fabricated metal products | Jun-2024, Net Assets: £-157k, Staff: 15, Est PBT: £-390k |
| 10/03/2025 | CLINICA LONDON LIMITED | 17 yrs | London | Human health | Dec-2024, Trade Debtors: £102k, Debts: £76k, Other debts: £125k, Net Assets: £-336k |
| 27/03/2025 | RTC DIRECT LTD | 16.7 yrs | Northern Ireland | Office & business support | Dec-2024, Net Assets: £-1.9m, Staff: 10, Est PBT: £-542k |
| 17/03/2025 | BUILDING SERVICES GROUP | 37.3 yrs | South East | Head offices & consultancy | Dec-2024, Trade Debtors: £145k, Debts: £100k, Net Assets: £200k, Staff: 9 |
| 17/03/2025 | PUMPKIN PRINT LIMITED | 15.8 yrs | East of England | Office & business support | May-2025, Net Assets: £0k, Staff: 6, Est PBT: £-1k |
| 31/03/2025 | IFK HOLDINGS LIMITED | 3.9 yrs | London | Real estate | May-2024, Net Assets: £-3k, Staff: 1, Est PBT: £-1k |
| 17/03/2025 | B S G HOLDINGS LIMITED | 20.3 yrs | South East | Head offices & consultancy | Dec-2024, Net Assets: £5k |