ABL + Invoice Finance
June 2025
12th in cohort
Optimum SME Finance
June 2025 debenture analysis for Optimum SME Finance. ABL + Invoice Finance cohort, ranked 12th.
June 2025 Debenture Activity
Year-over-year comparison of debenture registrations for June 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 5 | 9 | 14 | 13 | -8% |
Borrower Profile
Average borrower characteristics compared to cohort for June 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Optimum SME Finance | 9.3 | £66k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 2 |
| Apparel manufacturing | 2 |
| Food manufacturing | 1 |
| Office & business support | 1 |
| Mining support services | 1 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 4 |
| South East | 3 |
| Midlands | 3 |
| Wales | 2 |
| East Midlands | 1 |
Notable New Debentures
Significant new debenture registrations in June 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 23/06/2025 | CROFTSTONE MANAGEMENT | 14.7 yrs | Midlands | Office & business support | Dec-2024, Net Assets: £-739k, Staff: 51, Est PBT: £-1.6m |
| 23/06/2025 | BAG IT DON`T BIN IT LIMITED | 18 yrs | Yorkshire / | - | Jun-2024, Trade Debtors: £225k, Debts: £564k, Net Assets: £465k, Staff: 51 |
| 18/06/2025 | OPTIMUM AGENCY LTD | 14.8 yrs | South East | - | Sep-2024, Trade Debtors: £1.2m, Debts: £299k, Net Assets: £45k, Staff: 20 |
| 05/06/2025 | NOTTINGHAM TRADING AND | 0.6 yrs | East Midlands | Food manufacturing | Oct-2025, Trade Debtors: £389k, Net Assets: £31k, Staff: 12, Est PBT: £37k |
| 23/06/2025 | 3B RECRUITMENT LTD | 11.5 yrs | South East | Employment services | Nov-2023, Net Assets: £14k, Staff: 8, Est PBT: £10k |
| 25/06/2025 | PARKWOOD SPRINGS LTD | 4.6 yrs | Yorkshire / | Apparel manufacturing | Jun-2024, Trade Debtors: £19k, Debts: £53k, Net Assets: £63k, Staff: 5, Est PBT: £70k |
| 23/06/2025 | BIDBI HOLDINGS LIMITED | 8.9 yrs | Yorkshire / | Head offices & consultancy | Jun-2024, Net Assets: £-2k, Staff: 2, Est PBT: £-2k |
| 30/06/2025 | BIG AND HEAVY LTD. | 2.7 yrs | Wales | Mining support services | Oct-2024, Net Assets: £0k, Staff: 1, Est PBT: £-11k |
| 30/06/2025 | BOLOCAN LTD | 5.7 yrs | South East | Specialist construction | Sep-2024, Net Assets: £-158k, Staff: 1, Est PBT: £86k |
| 05/06/2025 | MAD HAULAGE LTD | 2.5 yrs | Midlands | Land transport & logistics | Dec-2024, Net Assets: £66k, Est PBT: £36k |