ABL + Invoice Finance
February 2025
6th in cohort
Optimum SME Finance
February 2025 debenture analysis for Optimum SME Finance. ABL + Invoice Finance cohort, ranked 6th.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 4 | 6 | 10 | 21 | +52% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Optimum SME Finance | 5.9 | -£36k |
| Cohort average | 9.6 | £811k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 5 |
| Office & business support | 2 |
| Food & beverage services | 2 |
| Human health | 2 |
| Food manufacturing | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 11 |
| London | 3 |
| Midlands | 2 |
| Scotland | 1 |
| South West | 1 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/02/2025 | MEDICAL-LOCUMS GROUP LTD | 9.7 yrs | South East | Human health | Oct-2023, Trade Debtors: £979k, Debts: £987k, Net Assets: £92k, Staff: 96 |
| 03/02/2025 | THINKEMPATHY LIMITED | 6.4 yrs | South East | Residential care | Mar-2025, Net Assets: £-264k, Staff: 17, Est PBT: £-1k |
| 17/02/2025 | ROYALE HEALTHCARE LIMITED | 6.7 yrs | South West | Employment services | Sep-2024, Net Assets: £0k, Staff: 13, Est PBT: £-62k |
| 14/02/2025 | CHAPTER | 8 yrs | SOLUTIONS LTD 5.4 Yorkshire / Humber | Personal services | Feb-2025, Net Assets: £34k, Staff: 11, Est PBT: £-56k |
| 06/02/2025 | WASTE WATER SOLUTIONS LIMITED | 3.5 yrs | South East | Environmental services | Dec-2024, Trade Debtors: £80k, Debts: £338k, Net Assets: £41k, Staff: 10, Est PBT: £15k |
| 24/02/2025 | CRAFT METAL SPINNING (WARRINGTON) LIMITE.. | 48.3 yrs | North West | Fabricated metal products | Mar-2025, Trade Debtors: £50k, Debts: £41k, Net Assets: £233k, Staff: 10, Est PBT: £6k |
| 10/02/2025 | CRANE EVENTS LIMITED | 3.3 yrs | South East | Food & beverage services | Nov-2022, Trade Debtors: £91k, Net Assets: £6k, Staff: 5, Est PBT: £7k |
| 27/02/2025 | ZEBRA TRANSPORTATION LIMITED | 8.1 yrs | Midlands | Land transport & logistics | Jan-2025, Debts: £30k, Net Assets: £-72k, Staff: 3, Est PBT: £145k |
| 19/02/2025 | PEARL RESIDENTIAL GROUP LIMITED | 8.6 yrs | South East | Real estate | Jul-2024, Debts: £45k, Net Assets: £7k, Staff: 2, Est PBT: £9k |
| 18/02/2025 | HRMAX GROUP LIMITED | 3.4 yrs | South East | Head offices & consultancy | Sep-2024, Net Assets: £9k, Staff: 1, Est PBT: £2k |