ABL + Invoice Finance
August 2025
14th in cohort
Optimum SME Finance
August 2025 debenture analysis for Optimum SME Finance. ABL + Invoice Finance cohort, ranked 14th.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 6 | 9 | 11 | 12 | +8% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Optimum SME Finance | 9.3 | £66k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Wood products | 2 |
| Employment services | 2 |
| Education | 2 |
| Retail trade | 1 |
| Apparel manufacturing | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 4 |
| South West | 3 |
| Midlands | 2 |
| Yorkshire / Humber | 1 |
| London | 1 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/08/2025 | ALEXANDER CLEGHORN | 67.5 yrs | South East | Wood products | Dec-2023, Turnover: £11.2m, Trade Debtors: £22k, Debts: £1.2m, Net Assets: £3.5m |
| 22/08/2025 | TAKE FIVE SOLUTIONS LTD | 17.7 yrs | South West | Employment services | May-2023, Trade Debtors: £200k, Debts: £105k, Net Assets: £27k, Staff: 79 |
| 22/08/2025 | A B CABLES LIMITED | 22.6 yrs | South East | - | Jan-2025, Trade Debtors: £276k, Debts: £295k, Net Assets: £-226k, Staff: 2 |
| 01/08/2025 | ACCESSIBILITY PARTNERS | 2.8 yrs | London | Education | Oct-2024, Net Assets: £137k, Staff: 4, Est PBT: £116k |
| 29/08/2025 | LABMEDEXPERT DIAGNOSTIC | 4.7 yrs | Midlands | Education | May-2025, Net Assets: £227k, Est PBT: £97k |
| 22/08/2025 | TAKE FIVE RECRUITMENT LTD | 2.2 yrs | South West | Employment services | Jun-2025, Net Assets: £0k, Staff: 1 |
| 22/08/2025 | ONLINE WORKWEAR LIMITED | 8 yrs | North West | Wholesale trade | Sep-2024, Net Assets: £-2k, Staff: 1, Est PBT: £4k |
| 14/08/2025 | YAVOY LTD | 1.7 yrs | South West | Office & business support | Nov-2024, Turnover: £152k, Net Assets: £-4k, Est PBT: £-3k |
| 12/08/2025 | PRINTED BAG COMPANY | 0.8 yrs | Yorkshire / 0 Printing & media reproduction LIMITED Humber | - | - |