ABL + Invoice Finance
April 2025
20th in cohort
Optimum SME Finance
April 2025 debenture analysis for Optimum SME Finance. ABL + Invoice Finance cohort, ranked 20th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 6 | 9 | 13 | 8 | -63% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Optimum SME Finance | 9.3 | £66k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 2 |
| Other professional services | 1 |
| Rental & leasing | 1 |
| Paper products | 1 |
| Wholesale & retail trade | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 5 |
| London | 1 |
| North West | 1 |
| Yorkshire / Humber | 1 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 02/04/2025 | SCOPE CARE SERVICES LTD | 3.4 yrs | South East | Human health | Nov-2025, Net Assets: £8k, Staff: 49, Est PBT: £10k |
| 03/04/2025 | M & L PAPER LIMITED | 19.9 yrs | South East | Paper products | May-2025, Net Assets: £74k, Staff: 20, Est PBT: £-305k |
| 23/04/2025 | LP CONTRACTS LIMITED | 4.9 yrs | South East | Employment services | May-2025, Trade Debtors: £492k, Debts: £319k, Net Assets: £10k, Staff: 4, Est PBT: £12k |
| 10/04/2025 | LORDSWOOD HOLDINGS LTD | 6.3 yrs | South East | Rental & leasing | May-2025, Net Assets: £1.5m, Staff: 4, Est PBT: £58k |
| 30/04/2025 | DTS PARTS LIMITED | 2.9 yrs | North West | Wholesale & retail trade | Jun-2024, Net Assets: £-51k, Staff: 4, Est PBT: £-63k |
| 08/04/2025 | AROMA PROPERTY SERVICES | 9.7 yrs | South East | Accommodation | Aug-2024, Net Assets: £50k, Staff: 2, Est PBT: £13k |
| 25/04/2025 | F GREAT MOTION GRAPHICS | 13.7 yrs | London | Other professional services | Mar-2025, Net Assets: £-32k, Staff: 1, Est PBT: £53k |
| 14/04/2025 | KEYWORKER STAFF SUPPLY | 3.7 yrs | Yorkshire / | Employment services | Jul-2024, Net Assets: £0k |