Property Specialist
July 2025
43rd in cohort
Onesavings Bank
July 2025 debenture analysis for Onesavings Bank. Property Specialist cohort, ranked 43rd.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 8 | 10 | 19 | 17 | -12% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Onesavings Bank | 4.4 | £310k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 15 |
| Media production | 1 |
| Building construction | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 5 |
| South West | 3 |
| South East | 2 |
| Yorkshire / Humber | 2 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 11/07/2025 | STUDENT SHACK LIMITED | 21.4 yrs | North West | Real estate | Mar-2025, Debts: £12k, Other debts: £30.0m, Net Assets: £6.2m, Staff: 1, Est PBT: £152k |
| 15/07/2025 | KEARNS ENTERPRISES LIMITED | 4.2 yrs | London | Real estate | May-2025, Other debts: £227k, Net Assets: £24k, Staff: 2, Est PBT: £11k |
| 18/07/2025 | GOOD KARMA LIVING LTD | 5.5 yrs | Midlands | Real estate | Jan-2025, Debts: £1.8m, Net Assets: £-19k, Staff: 2, Est PBT: £33k |
| 14/07/2025 | TOM PEPPER ESTATES LTD. | 2.4 yrs | South East | Real estate | Feb-2025, Other debts: £225k, Net Assets: £-77k, Est PBT: £-97k |
| 11/07/2025 | R&CO PROPERTY LTD | 4.9 yrs | London | Real estate | Aug-2024, Net Assets: £-32k, Est PBT: £-40k |
| 11/07/2025 | OASIS DWELLINGS LTD | 4.1 yrs | East of England | Real estate | Feb-2025, Debts: £627k, Net Assets: £1k, Est PBT: £-55k |
| 02/07/2025 | FERRESTONE PROPERTIES LTD | 18 yrs | London | Real estate | Jun-2025, Net Assets: £292k, Staff: 1, Est PBT: £-5k |
| 09/07/2025 | AVAX PROPERTY LTD | 2.9 yrs | Yorkshire / | Real estate | Aug-2024, Debts: £97k, Net Assets: £2k, Staff: 1, Est PBT: £3k |
| 17/07/2025 | WITS PROPERTY | 1.1 yrs | South West | Real estate | Jun-2025, Trade Debtors: £97k, Net Assets: £-7k, Est PBT: £-9k |
| 30/07/2025 | EDWARDS HULBERT LIMITED | 1.9 yrs | South East | Building construction | Aug-2024, Net Assets: £-60k, Staff: 2 |