Property Specialist
October 2025
38th in cohort
One Savings Bank
October 2025 debenture analysis for One Savings Bank. Property Specialist cohort, ranked 38th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 51 | 116 | 179 | 174 | -3% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| One Savings Bank | 4.4 | £310k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 17 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 8 |
| Midlands | 3 |
| North West | 2 |
| South East | 2 |
| South West | 1 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 20/10/2025 | STUDENT SHACK LIMITED | 21.7 yrs | North West | Real estate | Mar-2025, Debts: £12k, Other debts: £30.0m, Net Assets: £6.2m, Staff: 1, Est PBT: £152k |
| 08/10/2025 | AARAV PROPERTIES LIMITED | 7.9 yrs | London | Accommodation | Nov-2024, Net Assets: £5.9m, Staff: 2 |
| 01/10/2025 | GOOD KARMA LIVING LTD | 5.7 yrs | Midlands | Real estate | Jan-2025, Debts: £1.8m, Net Assets: £-19k, Staff: 2, Est PBT: £33k |
| 15/10/2025 | UNITY ABODE LIMITED | 1.6 yrs | London | Real estate | Mar-2025, Debts: £1.0m, Net Assets: £321k, Staff: 2, Est PBT: £390k |
| 14/10/2025 | MARDYKE PROPERTIES LTD | 3.3 yrs | London | Real estate | Jul-2025, Debts: £1.3m, Net Assets: £40k, Staff: 2, Est PBT: £33k |
| 14/10/2025 | MOORLAP LTD | 7 yrs | Wales | - | Oct-2024, Debts: £2.0m, Other debts: £448k, Net Assets: £-234k, Staff: 2 |
| 07/10/2025 | A MAHMOOD PROPERTIES LTD | 4.6 yrs | Midlands | Real estate | Feb-2025, Debts: £800k, Net Assets: £324k, Est PBT: £7k |
| 07/10/2025 | AURELIA ESTATES LTD | 4.3 yrs | London | Real estate | Jun-2025, Net Assets: £21k, Est PBT: £-2k |
| 14/10/2025 | ZEAR PROPERTY LIMITED | 9.6 yrs | North West | Real estate | Mar-2024, Net Assets: £22k, Est PBT: £19k |
| 06/10/2025 | F & M HOMES LTD | 2 yrs | South East | Real estate | Sep-2024, Net Assets: £-61k |