Property Specialist
November 2025
43rd in cohort
One Savings Bank
November 2025 debenture analysis for One Savings Bank. Property Specialist cohort, ranked 43rd.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 9 | 29 | 11 | 18 | +39% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| One Savings Bank | 4.4 | £310k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 15 |
| Accommodation | 1 |
| Unknown | 1 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 6 |
| North West | 4 |
| London | 3 |
| Midlands | 1 |
| South West | 1 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 13/11/2025 | STUDENT SHACK LIMITED | 21.7 yrs | North West | Real estate | Mar-2025, Debts: £12k, Other debts: £30.0m, Net Assets: £6.2m, Staff: 1, Est PBT: £152k |
| 10/11/2025 | SKYTREE LTD | 5.7 yrs | London | Real estate | Feb-2025, Net Assets: £-110k, Staff: 1, Est PBT: £-168k |
| 13/11/2025 | FORMENTOR INVESTMENTS | 4.1 yrs | South West | Office & business support | Oct-2024, Net Assets: £2k, Est PBT: £46k |
| 12/11/2025 | CHELSEA PROPERTY | 6.1 yrs | South East | Real estate | Oct-2024, Debts: £1.4m, Net Assets: £385k, Staff: 2, Est PBT: £-126k |
| 26/11/2025 | N.R.L INVESTMENTS LTD | 6.4 yrs | Wales | Real estate | Jun-2024, Net Assets: £162k, Staff: 2, Est PBT: £43k |
| 26/11/2025 | THE REGENCY HOTEL | 25.8 yrs | South East | Accommodation | Mar-2025, Net Assets: £50k |
| 04/11/2025 | BIG TOP PROPERTIES LTD | 5.4 yrs | Midlands | Real estate | May-2024, Net Assets: £-43k, Staff: 1, Est PBT: £-15k |
| 12/11/2025 | SMART & STYLISH CO-LIVING | 3.7 yrs | South East | Real estate | Mar-2025, Debts: £672k, Other debts: £156k, Net Assets: £-315k, Staff: 2, Est PBT: £-22k |
| 11/11/2025 | CASTLE INTEGRITAS LTD | 1.9 yrs | South East | Real estate | Dec-2024, Net Assets: £-159k, Est PBT: £0k |
| 24/11/2025 | BRIDGEWAY INVESTMENTS | 4.5 yrs | London | Real estate | May-2025, Net Assets: £13k, Staff: 1, Est PBT: £0k |