Property Specialist December 2025 60th in cohort

One Savings Bank

December 2025 debenture analysis for One Savings Bank. Property Specialist cohort, ranked 60th.

December 2025 Debenture Activity

Year-over-year comparison of debenture registrations for December 2025

Year	2022	2023	2024	2025	YoY
Debentures	6	30	15	12	-25%

Average borrower characteristics compared to cohort for December 2025

	Avg age (yrs)	Avg net assets
One Savings Bank	4.4	£310k
Cohort average	4.3	£503k

Sector	Count
Real estate	12

Significant new debenture registrations in December 2025

Date	Business	Bus. age	Region	Sector	Financials
18/12/2025	CRYSTALIGHT LIMITED	29.1 yrs	Midlands	Real estate	Aug-2024, Net Assets: £4.4m, Staff: 5, Est PBT: £1.1m
18/12/2025	CASTLEWOOD HOMES LIMITED	9.1 yrs	South East	Real estate	Nov-2024, Net Assets: £-67k, Staff: 2, Est PBT: £-279k
10/12/2025	GLEBE PROPERTY SERVICES	9.9 yrs	South West	Real estate	Jul-2024, Debts: £57k, Net Assets: £258k, Staff: 3, Est PBT: £-28k
16/12/2025	IPIS ESTATES LTD	7.6 yrs	East of England	Real estate	May-2025, Debts: £2.2m, Net Assets: £-175k, Staff: 1, Est PBT: £-179k
15/12/2025	UNITY ABODE LIMITED	1.7 yrs	London	Real estate	Mar-2025, Debts: £1.0m, Net Assets: £321k, Staff: 2, Est PBT: £390k
09/12/2025	HAMBLETT HOMES	9.8 yrs	South East	Real estate	Mar-2024, Debts: £805k, Net Assets: £104k, Staff: 3
23/12/2025	HOMEBIRD PROPERTY (TC)	5 yrs	Midlands	Real estate	Dec-2024, Debts: £559k, Net Assets: £-105k, Staff: 2, Est PBT: £-5k
23/12/2025	HIGHER END DEVELOPMENTS	4.9 yrs	North West	Real estate	Mar-2025, Net Assets: £-11k, Est PBT: £-2k
02/12/2025	A G INVESTMENT PROPERTIES	8.1 yrs	East Midlands	Real estate	Mar-2025, Net Assets: £12k, Staff: 2, Est PBT: £1k
09/12/2025	GG-779-271 LIMITED	2.7 yrs	London	Real estate	Dec-2024, Net Assets: £13k, Est PBT: £9k

January 2025 February 2025 March 2025 April 2025 May 2025 June 2025 July 2025 August 2025 September 2025 October 2025 November 2025 January 2026 February 2026 March 2026