Challenger banks
March 2026
4th in cohort
Oaknorth
March 2026 debenture analysis for Oaknorth. Challenger banks cohort, ranked 4th.
March 2026 Debenture Activity
Year-over-year comparison of debenture registrations for March 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 66 | 25 | 47 | 48 | +1 | +2% |
Borrower Profile
Average borrower characteristics compared to cohort for March 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Oaknorth | 6.4 | £11.3m |
| Cohort average | 6.8 | £570k |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 13 |
| Real estate | 7 |
| Food & beverage services | 6 |
| Building construction | 5 |
| Wholesale trade | 4 |
Top Regions
| Region | Count |
|---|---|
| London | 35 |
| Scotland | 3 |
| South East | 2 |
| Northern Ireland | 2 |
| Yorkshire / Humber | 1 |
Notable New Debentures
Significant new debenture registrations in March 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 17/03/2026 | CHART FORTE HOLDINGS LTD | 14.8 yrs | London | Personal services | Oct-2024, Turnover: £58.8m, Trade Debtors: £289k, Debts: £247.7m |
| 16/03/2026 | Z GROUP TOPCO LTD | 2.7 yrs | London | Financial services | Mar-2025, Trade Debtors: £50k, Debts: £73.6m, Other debts: £30.0m |
| 03/03/2026 | RED OAK TAVERNS LIMITED | 14.4 yrs | East of England | Food & beverage services | Dec-2024, Trade Debtors: £753k, Debts: £76.8m, Net Assets: £37.3m, Staff: 33 |
| 06/03/2026 | HFD DATAVITA LIMITED | 12.1 yrs | Scotland | - | Jun-2025, Turnover: £11.9m, Trade Debtors: £566k, Debts: £1.5m, Net Assets: £54.0m |
| 16/03/2026 | SPRINGMOVE LIMITED | 6.7 yrs | South East | Real estate | Sep-2025, Turnover: £77.6m, Trade Debtors: £223k, Debts: £36.4m |
| 09/03/2026 | HFD TECHNOLOGY GROUP | 1.9 yrs | Scotland | Financial services | Jun-2025, Net Assets: £29.0m, Staff: 3, Est PBT: £-1k |
| 02/03/2026 | SDG EDINBURGH LTD | 3.9 yrs | London | Real estate | May-2025, Debts: £15.1m, Net Assets: £4.4m, Est PBT: £8.1m |
| 13/03/2026 | CAVENDISH SQUARE GROUP | 4.8 yrs | London | - | Jun-2024, Turnover: £14.3m, Trade Debtors: £192k, Debts: £180k, Other debts: £1.7m |
| 13/03/2026 | HOLLES MANAGEMENT LTD | 8.1 yrs | London | Head offices & consultancy | Jun-2024, Debts: £36k, Net Assets: £-526k, Staff: 88, Est PBT: £-7k |
| 13/03/2026 | SHELTER HALL LIMITED | 5 yrs | London | Food & beverage services | Dec-2024, Net Assets: £1.8m, Staff: 66, Est PBT: £-4.5m |