Challenger banks
February 2026
7th in cohort
Oaknorth
February 2026 debenture analysis for Oaknorth. Challenger banks cohort, ranked 7th.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 58 | 63 | 48 | 25 | -23 | -48% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Oaknorth | 6.4 | £11.3m |
| Cohort average | 6.8 | £570k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 3 |
| Building construction | 3 |
| Unknown | 2 |
| Education | 1 |
| Financial services | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 9 |
| Scotland | 1 |
| South East | 1 |
| South West | 1 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 16/02/2026 | MIGO OPPORTUNITIES TRUST | 22.1 yrs | London | Financial services | Apr-2025, Turnover: £2.3m, Trade Debtors: £104k, Net Assets: £65.9m, Est PBT: £337k |
| 06/02/2026 | SPRINGMOVE LIMITED | 6.6 yrs | South East | Real estate | Sep-2025, Turnover: £77.6m, Trade Debtors: £223k, Debts: £36.4m |
| 18/02/2026 | CAPITAL DEVELOPMENTS | 12.2 yrs | London | Building construction | Sep-2024, Debts: £5.2m, Net Assets: £5.7m, Staff: 3 |
| 10/02/2026 | CINNAMON SEDGE LLP | 7.7 yrs | London | Unknown | Apr-2025, Debts: £4.6m, Net Assets: £9.1m, Est PBT: £147k |
| 27/02/2026 | PPR ESTATES LIMITED | 17.1 yrs | London | Real estate | Mar-2025, Debts: £291k, Net Assets: £11k, Staff: 6, Est PBT: £-3.6m |
| 04/02/2026 | DIFFERENT ROADS | 9 yrs | Scotland | Accommodation | Jan-2025, Net Assets: £1.7m, Staff: 13, Est PBT: £221k |
| 27/02/2026 | PPR TOOTING BEC LLP | 0.1 yrs | London 0 Unknown | - | - |
| 17/02/2026 | ALBION ALMA LIMITED | 0.5 yrs | London 0 Building construction | - | - |