Challenger banks
February 2025
5th in cohort
Oaknorth
February 2025 debenture analysis for Oaknorth. Challenger banks cohort, ranked 5th.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 48 | 43 | 20 | 12 | -67% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Oaknorth | 8.5 | £2.4m |
| Cohort average | 6.2 | £475k |
Top Sectors
| Sector | Count |
|---|---|
| Building construction | 9 |
| Real estate | 1 |
| Financial services | 1 |
| Financial support services | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 8 |
| London | 2 |
| Scotland | 1 |
| South East | 1 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 26/02/2025 | SPRINGMOVE LIMITED | 5.6 yrs | South East | Real estate | Sep-2025, Turnover: £77.6m, Trade Debtors: £223k, Debts: £36.4m, Staff: 3, Est PBT: £-421k |
| 02/02/2025 | HAYFIELD HOMES CONSTRUCTION LIMITED | 6.3 yrs | Midlands | Building construction | Dec-2024, Trade Debtors: £553k, Debts: £7.6m, Net Assets: £-4.4m, Staff: 109, Est PBT: £-3.6m |
| 02/02/2025 | HAYFIELD HOMES DEVELOPMENT GROUP LIMITED | 6.3 yrs | Midlands | Building construction | Dec-2024, Trade Debtors: £553k, Debts: £74.1m, Net Assets: £5.9m, Staff: 109, Est PBT: £-20.1m |
| 02/02/2025 | HH DEVELOPMENT GROUP LIMITED | 5.7 yrs | Midlands | Building construction | Dec-2024, Net Assets: £-4.9m, Est PBT: £-4.4m |
| 03/02/2025 | A.S.K. PARTNERS AGENT LIMITED | 6.2 yrs | London | Financial support services | Dec-2024, Net Assets: £-6k, Staff: 2, Est PBT: £-2k |
| 21/02/2025 | CAMERSON LTD. | 24.9 yrs | Scotland | Building construction | Jun-2025, Net Assets: £78k, Staff: 2, Est PBT: £-6k |
| 02/02/2025 | HH (MARTLEY) LIMITED | 2.7 yrs | Midlands | Building construction | Dec-2024, Net Assets: £0k |
| 02/02/2025 | HH (FINMERE) LIMITED | 3.9 yrs | Midlands | Building construction | Dec-2024, Net Assets: £0k |