Challenger banks
April 2025
5th in cohort
Oaknorth
April 2025 debenture analysis for Oaknorth. Challenger banks cohort, ranked 5th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 33 | 59 | 28 | 51 | +45% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Oaknorth | 8.3 | £2.6m |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 16 |
| Building construction | 7 |
| Education | 6 |
| Real estate | 6 |
| Unknown | 3 |
Top Regions
| Region | Count |
|---|---|
| London | 15 |
| South East | 8 |
| East Midlands | 8 |
| Yorkshire / Humber | 6 |
| Midlands | 5 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/04/2025 | LITERACY CAPITAL PLC | 7.6 yrs | London | Financial services | Dec-2024, Turnover: £4.0m, Debts: £29.8m, Other debts: £284k, Net Assets: £297.0m |
| 29/04/2025 | PROJECT IMPETUS BIDCO | 3 yrs | Yorkshire / | Financial services | Dec-2024, Debts: £10.0m, Net Assets: £1.4m, Est PBT: £-7.1m |
| 30/04/2025 | SPRINGMOVE LIMITED | 5.8 yrs | South East | Real estate | Sep-2025, Turnover: £77.6m, Trade Debtors: £223k, Debts: £36.4m |
| 29/04/2025 | PROJECT IMPETUS TOPCO | 3 yrs | Yorkshire / | - | Dec-2024, Turnover: £17.5m, Debts: £10.0m, Other debts: £39.1m, Net Assets: £14.4m |
| 01/04/2025 | BLUE ORCHID (WELLINGTON) | 7.4 yrs | London | Accommodation | Dec-2024, Debts: £25.5m, Net Assets: £5k, Est PBT: £-407k |
| 28/04/2025 | A.S.K. PARTNERS LIMITED | 8.5 yrs | London | IT programming / consulting | Dec-2023, Turnover: £9.6m, Trade Debtors: £5.7m, Net Assets: £6.2m, Staff: 17 |
| 07/04/2025 | JHC ACQUISITIONS LIMITED | 5.1 yrs | North West | - | Oct-2024, Turnover: £28.2m, Trade Debtors: £5.4m, Debts: £1.9m, Other debts: £3.2m |
| 03/04/2025 | ALUMROSE LLP | 3.8 yrs | North West | Unknown | Sep-2024, Other debts: £23.2m, Net Assets: £6.8m, Est PBT: £3.4m |
| 07/04/2025 | J. HOPKINS (CONTRACTORS) | 51.9 yrs | North West | - | Oct-2024, Turnover: £28.2m, Trade Debtors: £2.4m, Debts: £1.9m, Other debts: £902k |
| 03/04/2025 | ICP EDUCARE LIMITED | 1.7 yrs | East Midlands | Financial services | Aug-2025, Net Assets: £-1.3m, Staff: 4, Est PBT: £-1.5m |