High Street Bank
July 2025
3rd in cohort
Natwest
July 2025 debenture analysis for Natwest. High Street Bank cohort, ranked 3rd.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 421 | 359 | 449 | 627 | +28% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Natwest | 11.9 | £17.0m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 117 |
| Financial services | 71 |
| Food & beverage services | 41 |
| Retail trade | 41 |
| Head offices & consultancy | 30 |
Top Regions
| Region | Count |
|---|---|
| South East | 123 |
| London | 80 |
| Scotland | 74 |
| Midlands | 74 |
| North West | 73 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 31/07/2025 | SUFFOLK LIFE ANNUITIES | 54.2 yrs | East of England | Insurance & pensions | Dec-2024, Turnover: £329.3m, Trade Debtors: £11.9m, Debts: £18.9m |
| 21/07/2025 | INEOS ENTERPRISES | 6.2 yrs | London | Head offices & consultancy | Dec-2024, Other debts: £956.4m, Net Assets: £104.4m, Staff: 32, Est PBT: £-331.3m |
| 25/07/2025 | BOPARAN PRIVATE OFFICE | 4 yrs | Midlands | Financial services | Dec-2024, Turnover: £1776.6m, Trade Debtors: £229.2m, Debts: £311.8m |
| 21/07/2025 | FIVE GUYS EUROPEAN | 7.4 yrs | London | Other professional services | Dec-2024, Turnover: £560.0m, Trade Debtors: £6.6m, Debts: £679.1m |
| 02/07/2025 | EQUITIX CAPITAL EUROBOND | 4 yrs | 9.7 London | - | Dec-2024, Turnover: £37.3m, Net Assets: £-246.3m |
| 02/07/2025 | EQUITIX INFRASTRUCTURE | 4 yrs | 9.7 London | - | Dec-2024, Turnover: £9.4m, Net Assets: £18.0m |
| 21/07/2025 | FIVE GUYS JV LIMITED | 12.9 yrs | London | Food & beverage services | Dec-2024, Turnover: £320.8m, Debts: £147.6m, Other debts: £154.9m |