High Street Bank
August 2025
2nd in cohort
Natwest
August 2025 debenture analysis for Natwest. High Street Bank cohort, ranked 2nd.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 460 | 340 | 358 | 444 | +19% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Natwest | 11.9 | £17.0m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 110 |
| Financial services | 44 |
| Building construction | 23 |
| Food & beverage services | 23 |
| Retail trade | 22 |
Top Regions
| Region | Count |
|---|---|
| South East | 67 |
| North West | 66 |
| London | 60 |
| Scotland | 45 |
| Midlands | 43 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 06/08/2025 | 2 AGRICULTURE GROWING | 18.8 yrs | South East | - | Jul-2024, Turnover: £964.2m, Trade Debtors: £7.8m, Debts: £9.5m, Net Assets: £7.4m |
| 05/08/2025 | AMBER REAL ESTATE | 9.7 yrs | Midlands | Real estate | Dec-2024, Turnover: £54.3m, Trade Debtors: £765k, Debts: £277.1m |
| 04/08/2025 | AMBER REI HOLDINGS LIMITED | 15.4 yrs | Midlands | - | Dec-2024, Turnover: £698k, Trade Debtors: £10k, Net Assets: £234.5m, Staff: 68 |
| 21/08/2025 | EARLS GATE ENERGY CENTRE | 11 yrs | Scotland | Office & business support | Mar-2025, Turnover: £33.9m, Trade Debtors: £808k, Debts: £122.8m |
| 04/08/2025 | PULSE CLEAN ENERGY LIMITED | 15.8 yrs | London | Utilities | Dec-2024, Turnover: £18.8m, Trade Debtors: £1.8m, Debts: £45.1m |
| 01/08/2025 | HERITAGE SQUARE LIMITED | 12.5 yrs | South East | Financial services | Feb-2025, Turnover: £31.2m, Net Assets: £39.4m, Staff: 1, Est PBT: £13.4m |
| 12/08/2025 | BELL GROUP LTD | 36.8 yrs | Scotland | Specialist construction | Mar-2025, Turnover: £201.1m, Trade Debtors: £48.3m, Debts: £11.3m |
| 19/08/2025 | SIGMA PRS INVESTMENTS | 3 yrs | North West | Real estate | Dec-2024, Turnover: £1.1m, Trade Debtors: £235k, Debts: £77.6m, Net Assets: £6.9m |
| 04/08/2025 | PULSE CLEAN ENERGY | 4 yrs | North West | Personal services | Dec-2024, Trade Debtors: £6k, Net Assets: £155.2m, Staff: 2, Est PBT: £-24.5m |