High Street Bank
April 2025
2nd in cohort
Natwest
April 2025 debenture analysis for Natwest. High Street Bank cohort, ranked 2nd.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 451 | 368 | 371 | 582 | +36% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Natwest | 11.9 | £17.0m |
| Cohort average | 12.2 | £13.5m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 132 |
| Financial services | 62 |
| Retail trade | 48 |
| Food & beverage services | 28 |
| Accommodation | 25 |
Top Regions
| Region | Count |
|---|---|
| North West | 99 |
| South East | 88 |
| London | 81 |
| Scotland | 62 |
| South West | 59 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 02/04/2025 | SUFFOLK LIFE ANNUITIES | 53.9 yrs | East of England | Insurance & pensions | Dec-2024, Turnover: £329.3m, Trade Debtors: £11.9m, Debts: £18.9m |
| 03/04/2025 | NATIONAL WEALTH FUND | 16.1 yrs | Yorkshire / | - | Mar-2025, Turnover: £81.4m, Debts: £8.9m, Other debts: £68.3m, Net Assets: £1213.2m |
| 14/04/2025 | J.D. WILLIAMS & COMPANY | 103.3 yrs | North West | Retail trade | Mar-2024, Turnover: £585.4m, Trade Debtors: £464.0m, Debts: £5.9m |
| 14/04/2025 | N BROWN GROUP LIMITED | 60.7 yrs | North West | Head offices & consultancy | Mar-2025, Turnover: £553.3m, Trade Debtors: £397.1m, Debts: £274.4m |
| 14/04/2025 | FARMFOODS LIMITED | 70.8 yrs | Scotland | Retail trade | Dec-2024, Turnover: £1044.4m, Trade Debtors: £2.9m, Debts: £63.5m |
| 17/04/2025 | PEEL L&P LAND HOLDINGS | 17.2 yrs | North West | Financial services | Mar-2025, Net Assets: £183.7m, Staff: 6, Est PBT: £81.4m |
| 07/04/2025 | BLUE DIAMOND UK LIMITED | 35.6 yrs | Midlands | Retail trade | Dec-2024, Turnover: £304.8m, Trade Debtors: £870k, Debts: £3.4m |
| 17/04/2025 | PEEL L&P INVESTMENTS | 102.2 yrs | North West | - | Mar-2025, Turnover: £4.7m, Trade Debtors: £975k, Net Assets: £458.0m, Staff: 7 |
| 02/04/2025 | WHITWORTHS HOLDINGS | 21.3 yrs | East of England | Head offices & consultancy | Mar-2025, Turnover: £591.3m, Trade Debtors: £82.4m, Debts: £24.4m |
| 02/04/2025 | WHITWORTH BROS.LIMITED | 76 yrs | East of England | Food manufacturing | Mar-2025, Turnover: £474.2m, Trade Debtors: £67.8m, Debts: £24.3m |