Property Specialist
September 2025
31st in cohort
Nationwide Finance
September 2025 debenture analysis for Nationwide Finance. Property Specialist cohort, ranked 31st.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 18 | 16 | 32 | 31 | -3% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Nationwide Finance | 4.7 | £4k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Retail trade | 6 |
| Specialist construction | 4 |
| Land transport & logistics | 3 |
| Food & beverage services | 2 |
| Social work | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 7 |
| South West | 4 |
| Yorkshire / Humber | 4 |
| London | 4 |
| Wales | 3 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 10/09/2025 | SMERDON TREE SERVICES (STS) | 21.9 yrs | Wales | Forestry & logging | Mar-2025, Trade Debtors: £531k, Debts: £351k, Net Assets: £-2.1m, Staff: 29 |
| 01/09/2025 | TRIO SOLUTIONS GROUP LTD | 1.3 yrs | Midlands | Food & beverage services | Dec-2024, Trade Debtors: £228k, Other debts: £39k, Net Assets: £16k, Staff: 20 |
| 17/09/2025 | GREENS & DELI LTD | 10.7 yrs | Yorkshire / | Retail trade | Mar-2025, Debts: £43k, Net Assets: £100k, Staff: 9, Est PBT: £-7k |
| 01/09/2025 | K.L. (EVESHAM) LIMITED | 35.4 yrs | Midlands | Wood products | Mar-2025, Trade Debtors: £137k, Debts: £104k, Net Assets: £439k, Staff: 9 |
| 29/09/2025 | A.J.L. TRANSPORT LIMITED | 18.1 yrs | South East | Land transport & logistics | Aug-2024, Trade Debtors: £81k, Debts: £27k, Net Assets: £76k, Staff: 8, Est PBT: £15k |
| 29/09/2025 | FOOD BY SEAN LIMITED | 5.1 yrs | Wales | Food & beverage services | Aug-2024, Net Assets: £-60k, Staff: 2, Est PBT: £3k |
| 02/09/2025 | CT | 8506607 yrs | LIMITED 12.4 Yorkshire / | - | Apr-2024, Debts: £43k, Net Assets: £-4k, Staff: 2 |
| 08/09/2025 | LOCK HANCOCKS | 39.8 yrs | Wales | Real estate | Jul-2024, Net Assets: £156k, Staff: 2 |
| 02/09/2025 | SPEEDY SPELL CARGO LIMITED | 3 yrs | London | Land transport & logistics | Aug-2024, Net Assets: £-2k, Staff: 1, Est PBT: £-3k |
| 24/09/2025 | MYNEXTBIKE LTD | 2.9 yrs | North West | Retail trade | Nov-2024, Trade Debtors: £35k, Debts: £25k, Net Assets: £-57k, Est PBT: £-46k |